Use and disclosure

We will only use your personal information for the main purposes we told you it was needed for, except where you give us express or implied consent to use that personal information for another purpose, where the other purpose is related to the main purpose and you would reasonably expect us to use the personal information for that other purpose, or where it is permitted or required by law, or we reasonably believe it is necessary on health or public safety grounds to use the personal information for another purpose.

In order to fulfil the purposes set out above we may share your personal information with our related companies and third parties with whom we have a business relationship, for example to:

our founders, account holders and operators, credit reporting agencies, introducers, valuers, debt collection agencies, government authorities,
organisations involved in processing (including card and PIN producers), managing, insuring or funding credit facilities;
organisations to whom we outsource functions such as mailing and printing houses, and specialist advisers such as accountants and solicitors (both yours and ours); and
our associated organisations for the purpose of direct marketing household products and services to meet your needs (other than your credit information).

You accept that not all recipients of your information may have privacy policies equivalent to Liberty’s, but despite this you still consent to the disclosure of your personal information for the purposes we have stated above.

In relation to direct marketing, where practicable we will seek your consent before we use your personal information for this purpose. You may tell us at any time you do not wish to receive any further direct marketing materials – if you do, we will stop sending you such materials.