Press releases

20 October 2008 - Liberty Financial passes on Rate Reductions

Liberty Financial today announced that it would pass on decreases of up to 0.75% to its customers,
making it the first Australian specialty lender to pass decreases to customers since the onset of the
global financial crisis over a year ago.

James Boyle, Liberty’s Chief Operating Officer said, “To be able to pass on some much needed relief to
our customers is terrific and we’re certainly hopeful that the downward pressure on funding costs for
banks and non-banks will continue.”

Liberty is Australia’s oldest and leading specialty lender. It has the widest set of solutions available for
borrowers who do not fit traditional lending criteria.

Liberty Financial is one of Australasia’s leading specialty finance groups. Its businesses include residential and commercial mortgages, motor vehicle, debtor and equipment finance in Australia and New Zealand. It employs over 200 professionals and has raised more than $10b from domestic and international capital markets while helping more than 100,000 customers achieve their financial goals.

To organise an interview or for more information, please contact::

Ana Maria Rivera, Head of Communications, Liberty Financial
Email arivera@liberty.com.au