Ray has over 20 years’ experience in finance and has helped thousands of customers locally and around Australia realise their dreams. Ray takes great pride in tailoring the right lending solution for each of his customers so they can achieve their financial goals. Ray has extensive knowledge and experience to share and thrives on providing an exceptional customer experience every time. Originally from Melbourne, Ray now lives with his wife in the wonderful area of Chapel Hill, Queensland. He is an avid horse man and loves spending time nurturing the syndicate of horses he has and contributing to the ongoing growth of the industry! Ray is a member of the MFAA, CIO and has a Diploma in Mortgage and Finance broking with an accreditation in lending to self-managed super funds.