Business Loans
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Secured business loan

With quick turnaround times and competitive rates, our secured business loan solution could help you reach your goals sooner.

Liberty Business loans

Fast funding to help your business grow

Backed by a number of accepted securities, our secured business loan is an ideal solution for growing businesses.

  • Loans up to $2M*

  • Flexible security options

  • Up to 30 year loan terms

  • Rates from 8.70% p.a.

Easy to understand features, variables and fees

Features

Maximum loan amount*
$2,000,00
Minimum loan amount
$50,000
Minimum loan term
12 months
Maximum loan term
30 years
Principal & interest
Interest only^
Repayments - Weekly, fortnightly, monthly
Redraw

Loan variables

Security - determined on application assessment
Time in business - no minimum required
Loan purpose - Includes working capital, inventory purchase, property purchase, equipment purchase, business acquisitions, refinance (including tax debt)****

Fees

Loan establishment fee**
$1,950 or 1.25% of loan amount, whichever greater
Discharge fee
$395
Deferred facility fee***
2% payable
Service fee
$30 per month
Valuation fee
At applicant’s cost

Ready to get moving?

Wherever you are in your journey, help is here however you need it.

Calculate your repayments

Our easy to use online calculator can help you work out what your loan repayments will be.

Contact a trusted adviser

Your local Liberty Adviser will be able to look at your financial situation and help you decide the best way forward.

Request a call back

Enter your contact details and a Liberty Adviser will be in touch to help you crunch the numbers.

Our innovation and flexible solutions have helped over 850,000 free thinkers.

Free thinkers like us see the possible!

When others see the impossible, we look past that and see what we can achieve together.

We’ve helped more than 850,000 customers get financial.

Supporting free thinkers from diverse backgrounds for over 25 years.

Proudly B Corp certified to make a difference beyond borrowing.

Championing women in sport to make a difference on and off the field.

Frequently asked questions

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Other loans you might like:

Flexible business loan

Get the funds you need without mortgage security.

  • Loans up to $2M*
  • A flexible loan with no mortgage security needed
  • Ideal for growing businesses
  • Up to 5-year loan terms

RATES PER ANNUM FROM

14.70%

Find out more

Low doc business loan

Access the funds you need without all the paperwork.

  • Loans up to $2M*
  • Secured against commercial or residential property
  • Alternative income verification
  • Up to 30-year loan terms

RATES PER ANNUM FROM

9.20%

Find out more

Business line of credit

Access to credit when you need it most.

  • An approved line of credit loan
  • Ideal for all kinds of business borrowers
  • Improved cash flow benefits
  • Access funds when you require them

RATES PER ANNUM FROM

10.20%

Find out more

Things you should know:

*Loan amounts may vary based on information provided.

^Interest only available for a maximum of 3 years at an additional interest rate loading of 0.50%.

**Fee can be capitalised into the loan.

***Applicable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. Customers may elect to pay an upfront facility fee in lieu of a deferred facility fee prior to settlement.

****Additional documentation may be required upon assessment.