All our best loan features for business,
taking the hassle out of commercial finance.

At Liberty we have a soft spot for small businesses, and we like to help self-employed people whenever we can. We understand how difficult it can be to grow your business when many lenders are often rigid when it comes to verifying your income.

We’ve created low-doc loans for self-employed people and small businesses looking to invest in commercial property because we believe that your personal work and life-style choices should not limit your investment options.

At a glance

 
Rate (per annum)
RateFrom 5.80%
 
Features
Maximum LVR 65%available
Maximum loan amount*$4,000,000
Minimum loan amount$150,000
Principal & interestavailable
Interest onlyavailable
Maximum loan termUp to 30 years
Repay weekly, fortnightly, monthlyavailable
Owner occupier & investoravailable
 
Fees^
Application fee^^From $545
Service fee (per month)$30
Valuation feeVaries
Settlement fee^^^From 0.95%
Documentation fee$695
Rebatable commitment fee^^^^From 1% of loan
Discharge fee$395
Loan Variables**
Start-up/established businessavailable
Flexible payment optionsavailable
Alternative income verificationavailable
Full Doc/Low Docavailable

Did you know?

Our low-doc loans for small business people combine Liberty’s low interest rate with income verification that’s designed to help self-employed and small businesses to invest in commercial property.

Not everyone fits into the same little box and, at Liberty, we like that. We think differently about finance for small business and our low-doc loans for the self-employed are just the thing if you’re on the market for a commercial property investment.

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*Subject to LVR restrictions. ^Other Fees and charges are payable. ^^Application fee of $945 may apply depending on assessment criteria. ^^^A higher Settlement fee of 1.75% may apply depending on assessment criteria. ^^^^The fee expires at the lesser of the three years or the scheduled maturity date which is interest-free, capitalised at the commencement date, and is fully rebated if all repayments are made and the loan is repaid on its maturity date.

Approved applicants only. Lending criteria applies. Fees and charges are payable. All rights reserved | Liberty Financial Pty Ltd | ABN 55 077 248 983 | Australian Credit Licence 286596 | Liberty Network Services Pty Ltd | ABN 65 151 158 628 | Australian Credit Licence 408042