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Flexible car loan
We’ve combined our best car loan interest rate with flexible repayment options to help you drive away sooner.
Borrow up to $100,0002
Loan terms up to 7 years
Balloon payment options3
Discounts apply for electric vehicles7
Rates from 9.15% p.a. (12.95% p.a. comparison rate1)
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Wherever you are in your journey, help is here however you need it.
Our easy to use online calculator can help you work out what your loan repayments will be.
Your local Liberty Adviser will be able to look at your financial situation and help you decide the best way forward.
Enter your contact details and a Liberty Adviser will be in touch to help you crunch the numbers.
When others see the impossible, we look past that and see what we can achieve together.
We’ve helped more than 850,000 customers get financial.
Supporting free thinkers from diverse backgrounds for over 25 years.
Proudly B Corp certified to make a difference beyond borrowing.
Championing women in sport to make a difference on and off the field.
Learn more about free-thinking loans
A loan you can shape to fit your needs.
RATES PER ANNUM FROM
(15.88%1)
Comparison rate
A product with a rate and size to fit your plans.
Rates per annum from
(6.95%1A)
Comparison rate
Get access to funds without an asset as security.
Rates per annum from
(7.24%1B)
Comparison rate
1 Comparison rates are based on a secured $30,000 car loan over a 5-year term, with no balloon payment for a new car. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable. The actual interest rate applicable will depend on our assessment criteria. Higher interest rates apply where second-hand vehicles are used as security for the loan.
2 Maximum loan amount for applicants under 23 years of age is $25,000.
3 The maximum vehicle age at the end of the loan term is 8 years for any loan with a balloon payment.
6Interest rate loading apply to older vehicles, resulting in higher interest rates. Call 13 11 33 or speak with your local Liberty Adviser for details.
7An interest rate discount of 0.25% p.a. applies for new and used plug-in electrical vehicles. Hybrids excluded.
^Other fees, charges and commissions may apply.
^^Early termination fees such as break costs may apply.
1A Secured personal loan interest rates will range from 6.52% p.a. to 19.19% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 6.95% p.a. to 20.77% p.a. This comparison rate is based on a secured $30,000 loan over a 5-year term with no balloon for a new vehicle. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.
1B Unsecured personal loan interest rates will range from 7.24% p.a. to 19.99% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 7.24% p.a. to 21.49% p.a. This comparison rate is based on an unsecured $30,000 loan over a 5-year term. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.