Custom car loan solutions

There are times in life when we hit a bump in the road. We understand that things don’t always go according to plan, and we don’t think that should stop you from moving forward with your car finance.

With Liberty car loans, we don’t get hung up on the past. We’re interested in your present financial circumstances and we’ll work with you to get the green light on car finance.

Our ‘Out of the Box’ car loans can be customised to work even in the most challenging of financial circumstances. Think you’re out of car loan options? Think again.

At a glance

Rates from (per annum)^^
Rate 10.99%
Comparison rate* 14.02%

Maximum loan amount** $50,000
Minimum loan amount $5,000
Maximum loan term 5 years
Minimum loan term 2 years
Repay weekly, fortnightly, monthly

Application fee Varies
Equalisation fee Starting from 1%
Ongoing fee From $10 per month
Discharge fee $125

Start-up business
Bad credit
Irregular income

Did you know?

Custom car loans from Liberty look to help you move forward with car finance, even in the most difficult of financial circumstances. Not everyone has a perfect credit history, and many people with bad credit struggle to get a car loan.

Our ‘Out of the Box’ car loans allow us to design our loans individually for you. So if you need a lender who thinks differently about bad credit - contact Liberty today.

*Comparison rates are based on a secured $30,000 loan over a 5-year term, with no balloon payment for a new car. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable. ** Maximum loan amount for applicants under 23 years of age is $25,000. *** Maximum vehicle age applies.

^Other fees, charges and commissions may apply. ^^ The actual interest rate applicable will depend on our assessment criteria.