Liberty Business

Drama free car loans  —  for people who just want to get on with business.

The world of business has enough drama without having to worry about finding the best business car finance deal going. Our business car loans have a competitive fixed interest rate and a range of flexible payment options.

You’ve landed in the right spot. When it comes to commercial car loans - we take care of business, so you can get on with yours.

At a glance

Rate (per annum)
RateFrom 5.99%
Maximum loan amount*$100,000
Minimum loan amount$5,000
Maximum loan term7 years
Minimum loan term2 years
Repay weekly, fortnightly, monthlyavailable
Balloon payments**available
Loan Options

If you have a Liberty car loan, we can help when you want to lighten the load - with our Flexible Payment Arrangement (FPA).

With FPA, you can reduce your monthly repayments by up to two thirds when you want to use your money for other things.

When can you use FPA?

You can use FPA whenever you like after the first six months of your car loan, providing that you have made all your repayments on time. Just give two days' notice prior to the next payment date. Use it again if you have kept all your repayments up to date during the preceeding two months.

How often can you reduce repayments?

Loan Term Number of payment reductions
84 months 14 repayments
72 months 12 repayments
60 months 10 repayments
48 months 8 repayments
36 months 6 repayments
24 months or less N/A

Using FPA will increase your subsequent regular repayments because the amount of the reduction will be added to your loan balance and spread over your remaining repayments. As interest is calculated on your outstanding loan balance, you may pay more interest over the period of your loan if you use FPA.

Call 13 11 33 to enquire about the costs of purchasing and using the Flexible Payment Arrangement product option.

You’ve got your loan and bought your car, and you’re a happy motorist!

But if your car gets written off, loan repayments must still be met and that’s where Insurance Shortfall Protection (ISP) can help.

If your car is written off, ISP will cover any balance on your car loan, leaving you with peace of mind.

When does ISP apply?

  1. You have kept your car appropriately and comprehensively insured.
  2. Your car has been declared a total loss by your insurer, per the conditions of your insurance policy.
  3. A full settlement of the claim has been made by your insurer.
  4. There is an outstanding balance due on your loan after the insurance payout is fully applied to the loan.

Call 13 11 33 to enquire about the costs of purchasing and using the Insurance Shortfall Protection product option.

Application feeVaries
Ongoing fee$5 per month
Discharge fee$125
Car loan protection optionsavailable
Older vehicles okayavailable
Fixed rateavailable

Did you know?

No need to waste time shopping around for the best business car loans.

If you’re in the market for a new business vehicle, Liberty has a great range of car loan options that take all the drama out of business car finance – to get you on the road quicker. your social media marketing partner

*Maximum loan for Start-Up is $50,000 and $35,000 for applicants under 23 years of age. ** Maximum vehicle age applies. ^Other fees, charges and commissions may apply.

Approved applicants only. Lending criteria apply. Fees and charges are payable. Copyright © 2018 All rights reserved | Liberty Financial Pty Ltd | ABN 55 077 248 983 | Australian Credit Licence 286596 | Liberty Network Services Pty Ltd | ABN 65 151 158 628 | Australian Credit Licence 408042