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Great for self-employed
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Impaired history
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Up to $4.0M*
A streamlined loan to boost your investment power
At Liberty we have a soft spot for small businesses, and we like to help self-employed people whenever we can. We understand how difficult it can be to grow your business when many lenders are often rigid when it comes to verifying your income.
We’ve created low-doc loans for self-employed people and small businesses looking to invest in commercial property because we believe that your personal work and life-style choices should not limit your investment options.
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At a glance
| Rate (per annum) | |
|---|---|
| Rate | From 5.45% |
| Features | |
|---|---|
| Maximum LVR 60% |
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| Maximum loan amount* | $4,000,000 |
| Minimum loan amount | $100,000 |
| Principal & interest |
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| Interest only |
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| Redraw |
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| Maximum loan term | Up to 30 years |
| Repay weekly, fortnightly, monthly |
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| Owner occupier & investor |
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| Fees^ | |
|---|---|
| Application fee^^ | From $795 |
| Establishment fee^^^ | From 1.00% |
| Service fee (per month) | $30 |
| Valuation fee | Varies |
| Settlement fee^^^ | $595 |
| Documentation fee | $695 |
| Redraw fee^^^^ | $85 |
| Deferred facility fee^^^^^ | From 1.00% |
| Discharge fee | $395 |
| Loan Variables | |
|---|---|
| Start-up/established business |
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| Flexible payment options |
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| Alternative income verification |
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| Full Doc/Low Doc |
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Did you know?
Our low-doc loans for small business people combine Liberty’s low interest rate with income verification that’s designed to help self-employed and small businesses to invest in commercial property.
Not everyone fits into the same little box and, at Liberty, we like that. We think differently about finance for small business and our low-doc loans for the self-employed are just the thing if you’re on the market for a commercial property investment.
*Subject to LVR restrictions. ^Other Fees and charges are payable. ^^Application fee of $1,045 may apply depending on assessment criteria. ^^^The establishment fee is calculated as a percentage of the loan amount and has a minimum fee of $2,500 or $5,000 depending on assessment criteria. ^^^^Minimum redraw amount $5,000. ^^^^^Deferred Facility fee is calculated as a percentage of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement.