Streamlined low-doc commercial loans to boost your investments

At Liberty we have a soft spot for small businesses, so we’ve created low-doc commercial property loans to help self-employed people whenever we can. We understand how difficult it can be to grow your business when many lenders are often rigid when it comes to verifying your income.

Our low-doc commercial loans are perfect for self-employed people and small businesses looking to invest in commercial property because we believe that your personal work and life-style choices should not limit your investment options.

At a glance

Rate (per annum)
Rate From 4.70%

Maximum LVR 70%
Maximum loan amount* $4,000,000
Minimum loan amount $100,000
Principal & interest
Interest only
Maximum loan term Up to 30 years
Repay weekly, fortnightly, monthly
Owner occupier & investor

Application fee^^ From $795
Establishment fee^^^ From 1.00%
Service fee (per month) $30
Valuation fee Varies
Settlement fee^^^ $595
Documentation fee $695
Redraw fee^^^^ $85
Deferred facility fee^^^^^ From 1.00%
Discharge fee $395

Loan Variables
Start-up/established business
Flexible payment options
Alternative income verification
Full Doc/Low Doc

Did you know?

Our low-doc commercial loans for small business people combine Liberty’s low interest rate with income verification that’s designed to help self-employed and small businesses to invest in commercial property.

Not everyone fits into the same little box and, at Liberty, we like that. We think differently about finance for small business and our low-doc loans for the self-employed are just the thing if you’re on the market for a commercial property investment.

*Subject to LVR restrictions. ^Other Fees and charges are payable. ^^Application fee of $1,045 may apply depending on assessment criteria. ^^^The establishment fee is calculated as a percentage of the loan amount and has a minimum fee of $2,500 or $5,000 depending on assessment criteria. ^^^^Minimum redraw amount $5,000. ^^^^^Deferred Facility fee is calculated as a percentage of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement.