Terms and Conditions

  1. This competition (Competition) is conducted by Liberty Financial Pty Ltd ABN 65 151 158 628 of 16/535 Bourke Street, Melbourne, Victoria, (Tel 13 11 33) Australian Credit Licence 286596 (we, us our).
  2. This Competition commences upon us posting a competition post on our Instagram page @liberty_freethinking on Monday 28 June 2021 (Instagram Competition post) and closes at 11.59pm (AEDT) on Sunday 11 July 2021.
  3. This Competition is only open to Australian residents who:
    1. have not breached these Terms and Conditions;
    2. are aged 18 or above;
    3. are legally able to travel into the state of Victoria; and
    4. are not ineligible under clause 25, which applies to individuals with certain existing relationships to us.
  4. Entry into this Competition is acceptance of these Terms and Conditions.
  5. How to enter:

  6. To enter, individuals must do all of the following:
    1. follow Liberty Financial (@liberty_freethinking) on Instagram;
    2. “like” the Instagram Competition post; and
    3. tag at least one friend in the comments field.

  7. Multiple entries are permitted. Individuals are able to comment more than once on the Instagram Competition post as additional entries, as long as the friends tagged have not been tagged by the individual in any of their previous entries.
  8. Each comment tagging a friend on the “liked” Instagram Competition post will be counted as one entry (even if the individual has tagged more than one friend in that comment).
  9. All entries must be submitted by a natural person, and automated entries, unauthorised entries and/or entries by persons using an alias are invalid.
  10. The Prize

  11. There are five prizes to be won, each being a double pass to Essendon Football Club’s Hall of Fame event on Saturday 24 July 2021 at Victoria Pavilion, Melbourne Showgrounds (Event) valued at $375 each. Travel costs and transfers are not included in the prize.
  12. The prizes are not transferable, exchangeable or redeemable for cash other than in accordance with the terms and conditions of this Competition. Each prize must be taken as offered and may not be varied.
  13. If the Event is unable to go ahead as a result of a COVID-19 related restriction, we, at our discretion, reserve the right to substitute the prize with a similar prize or a prize of equivalent value, subject to any written directions from a regulatory authority.
  14. Prize Draw and Winner Notification

  15. We will randomly draw the winner of the prize at 9am (AEDT) on Monday 12 July 2021.
  16. We will notify the winner via Instagram direct message.
  17. Each winner must accept their prize before 5:00 pm (AEDT) Friday 16 July by
    1. Responding to our Instagram direct message; or
    2. Calling us on 13 11 33 and asking to speak to marketing
  18. If a winner has not accepted the prize within:
    1. the timeframe in clause 14; or
    2. such timeframe that we impose on a winner redrawn under this clause,
    then that winner will forfeit the prize and we will award the prize by redrawing a winner in accordance with these terms and conditions.
  19. On acceptance of the prize, the winner will be given details on how to claim their prize.
  20. Each winner is responsible for understanding and complying with their taxation obligations in relation to the prize.
  21. We are not responsible for travel or accommodation costs associated with attending the Event.
  22. Winners acknowledge that the prize is not suitable for persons under the age of 18 due to it being a licenced event.
  23. By entering this Competition, entrants agree that they will undertake such steps as are reasonably required by us to take delivery of the prize and acknowledge that the prize will not be available until these requirements have been met to our reasonable satisfaction. Without limitation, our requirements include compliance with lawful directions by the venue or the Essendon Football Club.
  24. Your information

  25. Entrants consent to us, and our related entities using their information for the following purposes in addition to the conduct of the competition:
    1. Promotion of products and services, including products or services that we distribute; and
    2. Conducting research, and planning or developing product and marketing strategies.
  26. Entrants agree that if they win the competition, we may use their name, likeness, image and/or voice in (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this or any other competition (including any outcome), and promoting any products or services manufactured, distributed and/or supplied by us or our related entities.
  27. General Provisions

  28. If there is a dispute as to the identity or details of an entrant, we reserve the right in our sole discretion, to determine the identity or details of the entrant.
  29. Each entrant acknowledges that we can rely on these Terms and Conditions even if we only learn of an entrant’s ineligibility to enter after we have awarded a prize to the ineligible entrant. Return or forfeiture of a prize or payment of its equivalent value to us can be required to us if this occurs.
  30. Our employees (and their immediate families) and those of our related entities, or of any other organisation associated with this Competition are ineligible to enter. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or first cousin. Related entity means related within the meaning of the Corporations Act 2001 (Commonwealth).
  31. If for any reason this Competition is not capable of running as planned, including without limitation infection by computer virus, bugs, tampering, unauthorised intervention, fraud, technical failures or any other causes beyond our control, which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Competition or our reputation or the reputation of this Competition, we may cancel, terminate, modify or suspend this Competition, subject to regulatory approval, if required.
  32. We reserve the right, at any time, to verify the validity of entries and entrants (including their eligibility to enter) and to disqualify any entrant whose entry is not in accordance with these Terms and Conditions, who interferes improperly in the administration, integrity or conduct of the Competition, fails to comply with these terms and conditions or who otherwise tampers with the entry process. Our failure or omission to enforce any of our rights at any stage does not constitute a waiver of those rights.
  33. Nothing in these Terms and Conditions limits, excludes or modifies, or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, we (including our respective officers, employees and agents) exclude all liability (including negligence) for any personal injury or any loss or damage (including loss of opportunity) whether direct, indirect, special or consequential arising in any way out of the Competition.
  34. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, we (including our officers, employees and agents) are not responsible for and exclude all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of:
    1. any technical difficulties or equipment malfunction (whether or not under our control);
    2. any theft, unauthorised access or third-party interference;
    3. any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by us) due to any reason beyond our reasonable control;
    4. any tax liability incurred by a winning entrant; or
    5. use/taking of a prize.
  35. This competition is in no way sponsored, endorsed, administered by or associated with Instagram.
  36. Any entrant who, in our reasonable opinion, tampers or interferes with the entry, judging or announcement process, or in any way, engages in any unlawful or improper conduct which jeopardizes or is likely to jeopardize the fair or proper conduct of the Competition, or who does not properly comply with the entry process, will be ineligible to win.
  37. Quality control errors will not invalidate an otherwise valid prize claim. Unless otherwise due to fraud or ineligibility under these Terms, all prize claims in excess of the advertised prize pool will be honoured.
  38. The laws of Australia apply to this Competition to the exclusion of any other law. Entrants submit to the exclusive jurisdiction of the courts of Australia.
  39. Our decisions in relation to this Competition are final and we reserve the right to not respond to any communication disputing or disparaging our decisions.
  40. For any further information relating to this Competition please contact us: Liberty Financial Pty Ltd ABN 25 081 982 872 of 16/535 Bourke St, Melbourne VIC 3000 phone 13 11 33.
  41. Competitions and Privacy

    We are Liberty Financial Pty Ltd ABN 25 081 982 872.
    When you enter our competitions we collect the personal information you provide. If you win a competition, we may collect further information about you.
    We use your information to administer the competition, fulfil the prize and to promote our products and services and those of our partners. We may also use your personal information to conduct research and plan and develop product and marketing strategies, and any other purpose explained in the competition terms and conditions.
    Without some or all of this information, we may not be able to enter you into the competition or provide the prize.
    We may disclose your personal information to:
      • Entities who assist us in administering the competition and fulfilling the prize, and other prize suppliers and deliverers
      • Marketing, research, and communications agencies
      • Our related companies, who will use and disclose it for similar purposes as us
      • The authorities responsible for the regulation of gaming and lotteries and other government agencies, where applicable, and
      • Other parties where required by law.

    We will publish the competition winners’ names as provided in the terms and conditions in accordance with relevant gaming and lottery legislation.
    We will not disclose your information overseas in the course of the competition.
    We, and our related companies will manage your information in accordance with the Liberty Privacy Policy. This explains how to request access to and correct or update information we hold about you, how to raise a complaint about privacy and how we will deal with your complaint.
    The Liberty Privacy Policy is available here, by contacting us by phone on 03 8635 8888 or by email at privacy@liberty.com.au.
    If you do not wish to receive marketing please contact us on 03 8635 8888 or at privacy@liberty.com.au.
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