Terms and Conditions

  1. This competition (Competition) is conducted by Liberty Financial Pty Ltd ABN 65 151 158 628 of 16/535 Bourke Street, Melbourne, Victoria, (Tel 13 11 33) Australian Credit Licence 388133 (we, us our).
  2. This Competition commences upon announcement and closes at midnight (AEDST) on Sunday 22 November 2020.
  3. This Competition is only open to Australian residents who:
    1. have not breached these Terms and Conditions;
    2. are aged 18 or above, or have consent from a parent or guardian; and
    3. are not ineligible under clause 29, which applies to individuals with certain existing relationships to us.
  4. Entry into this Competition is acceptance of these Terms and Conditions.
  5. How to enter:

  6. To enter, user must follow Liberty Financial on Instagram (@liberty_freethinking), “like” the competition post and then, in the comments field, tag a friend who they will team up with in the trivia contest.
  7. Multiple entries are permitted.
  8. All entries must be submitted by a natural person and automated entries, unauthorized entries or entries by persons using an alias are invalid.
  9. The Prize

  10. We will select two winners to take part in a virtual game show with three players from the Melbourne Renegades.
    1. The two winners will consist of the entrants with the best comments, as determined by the judges.
    2. The game show will be conducted on Zoom during the week commencing Tuesday 24 November 2020, during business hours.
    3. Participants must have access to a device to support the video call and a stable internet connection.
    4. During the game show, the two selected contestants will need to answer a range of trivia questions and participate in activities as directed by the Melbourne Renegades team.
    5. Prizes may be awarded to the winners of the games.
    6. Upon completion, the video call will be recorded and shared on Liberty and Melbourne Renegades’ social media pages.
    7. By accepting the Prize and participating in the game show, winners consent to the recording and posting of the game show online and to our use of the recording or any part of the recording in accordance with clause 26.

    Winner Notification

  11. On Monday 23 November, we’ll select the winners from entries received prior to midnight on Sunday 22 November.
  12. We’ll notify winners via Instagram direct message.
  13. Winners can accept the prizes by, before 5:00 pm (AEDST) on the following Tuesday:
    1. Responding to our direct message via Instagram or Facebook; or
    2. Calling us on 13 11 33 and asking to speak to marketing.
  14. If any winner has not accepted a prize within that time, we will award the prize to a runner-up entrant.
  15. The prize (or any unused portion of the prize) is not transferable, exchangeable or redeemable for cash other than in accordance with the terms and conditions of the pass. The prize must be taken as offered and may not be varied.
  16. If for any reason the game show does not proceed, we may substitute the prize with a consolation gift.
  17. Winners under the age of 18 must provide evidence of consent to accept their prize from a parent or guardian to our reasonable satisfaction.
  18. Each winner is responsible for understanding and complying with their taxation obligations in relation to the prize.
  19. By entering this Competition, entrants warrant that they are willing and able to participate in the game show.
  20. Your information

  21. Entrants consent to us, and our related entities using their information for the following purposes in addition to the conduct of the competition:
    1. Promotion of products and services, including products or services that we distribute; and
    2. Conducting research, and planning or developing product and marketing strategies.
  22. Entrants agree that if they win the competition, we may use their name, likeness, image and/or voice in (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this or any other competition (including any outcome), and promoting any products or services manufactured, distributed and/or supplied by us or our related entities.
  23. Miscellaneous Provisions

  24. If there is a dispute as to the identity or details of an entrant, we reserve the right in our sole discretion, to determine the identity or details of the entrant.
  25. Each entrant acknowledges that we can rely on these Terms and Conditions even if we only learn of an entrant’s ineligibility to enter after we have awarded a prize to the ineligible entrant. Return of a prize or payment of its equivalent value to us can be required to us if this occurs.
  26. Our employees (and their immediate families) and those of our related entities, or of any other organisation associated with this Competition are ineligible to enter. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or first cousin. Related entity means related within the meaning of the Corporations Act 2001 (Commonwealth).
  27. If for any reason this Competition is not capable of running as planned, including without limitation infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures or any other causes beyond our control, which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Competition or our reputation or the reputation of this Competition, we may cancel, terminate, modify or suspend this Competition, subject to regulatory approval, if required.
  28. We reserve the right, at any time, to verify the validity of entries and entrants (including their eligibility to enter) and to disqualify any entrant whose entry is not in accordance with these Terms and Conditions, who interferes improperly in the administration, integrity or conduct of the Competition or who otherwise tampers with the entry process. Our failure or omission to enforce any of our rights at any stage does not constitute a waiver of those rights.
  29. Nothing in these Terms and Conditions limits, excludes or modifies, or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, we (including our respective officers, employees and agents) exclude all liability (including negligence) for any personal injury or any loss or damage (including loss of opportunity) whether direct, indirect, special or consequential arising in any way out of the Competition.
  30. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, we (including our officers, employees and agents) are not responsible for and exclude all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of:
    1. any technical difficulties or equipment malfunction (whether or not under our control);
    2. any theft, unauthorised access or third-party interference;
    3. any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by us) due to any reason beyond our reasonable control;
    4. any tax liability incurred by a winning entrant; or
    5. use/taking of a prize.
  31. This competition is in no way sponsored, endorsed, administered by or associated with Instagram or Facebook.
  32. Any entrant who, in our reasonable opinion, tampers or interferes with the entry, judging or announcement process, or in any way, engages in any unlawful or improper conduct which jeopardizes or is likely to jeopardize the fair or proper conduct of the Competition, or who does not properly comply with the entry process, will be ineligible to win.
  33. Quality control errors will not invalidate an otherwise valid prize claim. Unless otherwise due to fraud or ineligibility under these Terms, all prize claims in excess of the advertised prize pool will be honored.
  34. The laws of Australia apply to this Competition to the exclusion of any other law. Entrants submit to the exclusive jurisdiction of the courts of Australia.
  35. Our judge or judges may be employees or contractors. Their decisions in relation to this Competition are final and we reserve the right to not respond to any communication disputing or disparaging their decisions
  36. For any further information relating to this Competition please contact us: Liberty Financial Pty Ltd ABN 25 081 982 872 of 16/535 Bourke St, Melbourne VIC 3000 phone 13 11 33.
  37. Competitions and Privacy

    We are Liberty Financial Pty Ltd ABN 25 081 982 872.
    When you enter our competitions we collect the personal information you provide. If you win a competition, we may collect further information about you.
    We use your information to administer the competition, fulfil the prize and to promote our products and services and those of our partners. We may also use your personal information to conduct research and plan and develop product and marketing strategies, and any other purpose explained in the competition terms and conditions.
    Without some or all of this information, we may not be able to enter you into the competition or provide the prize. If you reside in the Australian Capital Territory and win the competition, we will be required to identify you under the Lotteries Act 1964.
    We may disclose your personal information to:
      • Entities who assist us in administering the competition and fulfilling the prize, and other prize suppliers and deliverers
      • Marketing, research, and communications agencies
      • Our related companies, who will use and disclose it for similar purposes as us
      • The authorities responsible for the regulation of gaming and lotteries and other government agencies, where applicable, and
      • Other parties where required by law.

    We will publish the competition winners’ names as provided in the terms and conditions in accordance with relevant gaming and lottery legislation.
    We will not disclose your information overseas in the course of the competition.
    We, and our related companies will manage your information in accordance with the Liberty Privacy Policy. This explains how to request access to and correct or update information we hold about you, how to raise a complaint about privacy and how we will deal with your complaint.
    The Liberty Privacy Policy is available here, by contacting us by phone on 03 8635 8888 or by email at privacy@liberty.com.au.
    If you do not wish to receive marketing please contact us on 03 8635 8888 or at privacy@liberty.com.au.
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Approved applicants only. Lending criteria apply. Fees and charges are payable. Copyright © 2019 All rights reserved | Liberty Network Services Pty Ltd (ABN 65 151 158 628/Australian Credit Licence 408042) (LNS) is a wholly-owned subsidiary of Liberty Financial Pty Ltd (ACN 077 248 983/Australian Credit Licence 286596). Liberty Network Services has access to products including those from Liberty Financial.