Liberty Sharp

Our sharpest home loan rate with no on-going fees.

Home loan rates

Rates (per annum)# Standard Variable Rate (SVR) *Comparison Rate
LVR ≤ 60% 3.79% (3.86%)
LVR >60% and ≤ 70% 3.89% (3.96%)
LVR >70% and ≤ 80% 4.24% (4.31%)
LVR > 80% 4.99% (5.06%)

Investment loan rates

Rates (per annum)# Standard Variable Rate (SVR) *Comparison Rate
LVR ≤ 60% 4.14% (4.21%)
LVR >60% and ≤ 70% 4.24% (4.31%)
LVR >70% and ≤ 80% 4.59% (4.66%)
LVR > 80% 5.34% (5.47%)
FeaturesLiberty Sharp
Maximum LVR 95%available
Maximum loan amount**$500,000
Minimum loan amount$100,000
Principal & interestavailable
Interest onlynot available
Split loans not available
100% Offset facility not available
Additional repaymentsavailable
Repay weekly, fortnightly, monthlyavailable
Owner-occupier & investoravailable
Professional investoravailable
Fixed rate optionsnot available
FeesNote 2 features liberty sharp
Application fee $995
Valuation fee $0
Settlement fee $0
Ongoing fee (annual) $0
Redraw fee $50
Discharge fee $395
Professional investor fee*** $995 your social media marketing partner

Loan Amount

Loan Term

Property Value


Loan Purpose

Maximum loan amount: $500,000

Minimum loan amount: $100,000

Maximum LVR: 95%


#Quoted rates apply to principal and interest loans. The actual interest rate applicable will depend on our assessment criteria. *Comparison rates are based on a secured $150,000 loan over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

**Subject to LVR restrictions. ***Application fee and interest rate loadings apply for company/trust or professional investor applicants with ≥3 properties. ^Other fees and charges may apply. Contact us on 13 11 33 for more information on fees and charges. ^^Valuation fee not applicable for loans under 90% LVR. Additional valuation expenses may be payable where the anticipated security property value is >$750k, where the security property is in a regional location or for additional securities.

Approved applicants only. Lending criteria applies. Fees and charges are payable. All rights reserved | Liberty Financial Pty Ltd | ABN 55 077 248 983 | Australian Credit Licence 286596 | Liberty Network Services Pty Ltd | ABN 65 151 158 628 | Australian Credit Licence 408042