Stop dreaming about what you want and start enjoying it.

Life is full of special situations and not all lenders take the time to understand your situation. Liberty’s Personal Choice unsecured personal loan can give you the freedom to achieve your goals or simply consolidate existing debts to help you get back control!

So whether you’re getting ready for a holiday, renovating your new apartment or looking to consolidate multiple debts into one easy repayment – Liberty’s Personal Choice loan gives you the certainty of fixed repayments with the flexibility to access your cash as you need it and only pay interest on what you use. With an online application and real-time payments, getting a personal loan has never been easier.

At a glance

Rate (per annum)
Rate (Fixed)From 10.99%
Comparison rate*From 11.27%
Maximum loan amount$50,000
Minimum loan amountFrom $5,000
Maximum loan term7 years
Minimum loan term1 year
Repayment typeP&I only
Repay weekly, fortnightly, monthlyavailable
Additional repaymentsavailable
Interest on outstanding balance onlyavailable
Free redrawavailable
Online application (no paperwork)available
Debit card availableavailable
Live chatavailable
Establishment fee$195
Ongoing fee$0
Redraw fee$0
Early termination fee$0
Discharge fee$0

Did you know?

If you’ve had trouble getting an unsecured personal loan because of unique circumstances, our Personal Choice could be right for you. Our debit card and redraw function lets you withdraw the approved funds as and when you need them, and you only pay interest on the amount you withdraw.

Leave your past behind and move on with personal loans online from Liberty. You could be enjoying the security of fixed repayments, easy access to cash and no early exit fees if you decide to pay out the loan early.

Personal loans from Liberty are quick, simple and flexible - everything you need to start moving in the right direction! your social media marketing partner


*Interest rates will range from 10.99% p.a. to 24.99% p.a. and will depend on our assessment criteria and comparison rates range from 11.27% p.a. to 25.31% p.a. Comparison rates are based on an unsecured $30,000 loan over a 5-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^Once approved and you accept the loan terms and conditions, funds are electronically transferred to your nominated bank account. Access to your money is subject to your bank and may take longer than 60 minutes (within minutes if you bank with Commbank).

**Other fees and charges may apply.

Approved applicants only. Lending criteria applies. Fees and charges are payable. All rights reserved | Liberty Financial Pty Ltd | ABN 55 077 248 983 | Australian Credit Licence 286596 | Liberty Network Services Pty Ltd | ABN 65 151 158 628 | Australian Credit Licence 408042