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Sharper rates
for low doc

More ways to help
self-employed borrowers

Get accreditedLiberty IQ

Enjoy low doc home loans from 6.29% p.a# (comparison rate 6.56%*)

We've reduced rates and waived the mortgage protection fee on eligible low doc home loans.

Help more self-employed borrowers find flexible loans to suit their needs, with competitive rates and alternative income verification.

Don't miss out - offer ends 30 June 2025.

For more information, call us on 13 11 33 or get accredited today.

Discover our free-thinking product range

Lending solutions for personal and commercial customers.

Support when you need it most

For help with a scenario, call 13 11 33 or fill out the form below.
If you're already accredited, log into Liberty IQ for calculators, FAQs, product information and for real-time status updates on your deals.
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Help more customers get financial with our diverse range of products

Home loans

Home Loans

  • Prime and custom solutions

  • First homebuyers, upgraders, investors, and retirees

  • Options for self-employed and newly employed

  • Non-standard incomes welcomed

  • Debt consolidation and cash out available

  • Strong servicing considerations

Car loans

Asset Finance

  • Commercial and passenger vehicles up to 5 tonnes

  • Caravan finance available

  • Flexible verification and fast approvals

  • 20-year end-of-term vehicle age

  • Terms up to 7 years without rate or fee loading

  • Private sales with no rate loading

  • Balloon payments and refinances available

Business loans

Business Loans

  • Loans up to $5m

  • Flexible loan purposes

  • Terms up to 10 years

  • Secured lending up to market value

  • Options not requiring mortgage security

  • Payout ATO debt

  • Servicing completed on actual rates

SMSF loans

LRBA Lending (SMSF)

  • Residential or commercial properties

  • Pre-approvals available

  • Existing or new SMSF

  • Options for owner-occupiers

  • Tailored packages for high-net-worth clients

  • Credit impairment considered

  • Guidance and support at every step

Commercial loans

Commercial Loans

  • Purchase, refinance, or cash out

  • Terms up to 30 years with no annual review

  • Capitalised fees up to 80% LVR

  • Flexible income verification solutions (AltA®)

  • ATO debt payout solutions

  • Flexible commission structure with no clawback

#Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio. Please call 13 11 33 or speak to your local Liberty Adviser for more details. *Comparison rates are based on a secured $150,000 loan over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Conditions apply. Offer runs to 30 June 2025. Approved applicants only. Lending criteria apply. Fees and charges are payable. Liberty Financial Pty Ltd ACN 077 248 983 and Secure Funding Pty Ltd ABN 25 081 982 872 Australian Credit Licence 388133, together trading as Liberty Financial.