Find a mortgage broker near you

Learn more about mortgage brokers

• What is a mortgage broker?

  Ever wondered what a mortgage broker actually is? A mortgage broker is a mortgage specialist that acts for someone seeking a loan and works with different lenders in the market to obtain competitive options. While most deal in home loans, they can also help you with business, commercial, car and personal loans too.

• What does a mortgage broker do?

  The role of the mortgage broker is to help clients identify and obtain the loan that best suits their needs. Mortgage brokers know the market well as they have access to a wide panel of lenders and they research each of those lenders on a regular basis. When it comes time to apply for a home loan, many borrowers are confused by the different options out there and overwhelmed by all the paperwork and requirements. Brokers will help you navigate this maze and find a solution that suits you.

• Why use a mortgage broker?

  Mortgage brokers are there to make the process of applying for a home loan much easier. Like other professional service providers, they obtain finance for many clients every day and their experience is available to serve you. They can explain the different products available, help you with the requirements and even negotiate a better deal on your behalf.

• How can mortgage brokers simplify the lending process?

  Securing a loan can be time-consuming, involving multiple meetings with different lenders. Mortgage brokers can help to streamline this process by doing the legwork for you, saving you time and effort. They can assist with completing your application accurately and efficiently, as well as liaise with lenders on your behalf to help you receive approval as soon as possible. A mortgage broker can guide you throughout the entire process, answering your questions and addressing any concerns.

• What should I ask my mortgage broker?

  The best place to start is by asking them how they think they can help you, which lender is best for you and whether or not they charge any fees. Most offer a free service because they get paid a commission by the lender. If you’re refinancing, make sure you ask them if there are any costs to repay your existing mortgage and if there will be any special incentives or considerations of potential new lenders.

• How do I find a mortgage broker near me?

  At Liberty, we offer loans all around Australia. Whether you’re based in Melbourne, Hobart, Sydney, Canberra, Brisbane, Perth or in a regional area – we have Liberty Advisers just around the corner. Our Liberty Advisers are more than just mortgage brokers and can help you find a tailored lending solution to suit your situation. Find a trusted local expert using your postcode to get started on your lending journey.