• Personalised rate
  • 3, 5 & 7 year loan terms
  • Quick turnaround
  • 2 min rate estimate
  • Flexible repayments
  • 100% online
  • Loans up to $45,000
  • No monthly fee
  • No exit fees

Liberty offers a personal loan tailored to your individual circumstances

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Our personal loans are for 3, 5 or 7 years and our personalised rates start from as low as 7.65% (7.65% comparison rate*). No ongoing fees and no hassles. Checking your rate will not affect your credit score.

Borrow from $5,000 to $45,000

Borrow from $5,000 to $45,000

Whether you want to consolidate debts, improve your home, pay for a wedding, car, holiday, medical or dental work, Liberty personal loans have you covered.

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Checking your rate won't affect your credit score.
One size doesn't fit all

One size doesn't fit all

Because everyone is different, Liberty tailors rates to match each borrower's financial situation. Interest rates start from just 7.65% p.a. (7.65% p.a. comparison rate*)

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Get financial and save

Get financial and save

A Liberty personal loan can help you to manage your finances at an attractive interest rate. With only a single amount to remember for your Liberty personal loan, arranging repayments are a cinch.

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Who can apply for a personal loan?

Anyone over 18 years who is a citizen or permanent resident currently living in Australia, can apply for a Liberty personal loan. Applicants need to be employed and earn a minimum of $20,000 per year (the majority of your income cannot be from Government benefits) to be eligible.

What determines my personal loan interest rate?

Liberty personal loans assess borrowers based on a number of factors such as credit score and financial history. To find out what your personal loan interest rate will be, you can check your tailored rate here. It takes just 2 minutes to find out your rate and is completely obligation free.

Will my personal loan application affect my credit score?

When you get a rate estimate we access your credit file in a way that is not visible to other credit providers and does not affect your credit score. However, when you submit a full personal loan application Liberty will then conduct a 'full credit enquiry' which other credit providers can see and which may affect your score.

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