Check your personalised rate now
Borrow from $5,000 to $45,000
(Checking your rate will not affect your credit score)

Liberty has partnered with MoneyPlace to offer a personal loan tailored to your individual circumstances

Our personal loans are for 3, 5 or 7 years and our personalised rates start from as low as 7.65% (7.65% comparison rate*). No ongoing fees and no hassles. Checking you rate will not affect your credit score.

Who can apply for a personal loan?

Anyone over 18 years who is a citizen or permanent resident currently living in Australia, can apply for a Liberty personal loan powered by MoneyPlace. Applicants need to be employed and earn a minimum of $20,000 per year (the majority of your income cannot be from Government benefits) to be eligible.

What determines my personal loan interest rate?

Liberty personal loans powered by MoneyPlace assess borrowers based on a number of factors such as credit score and financial history. To find out what your personal loan interest rate will be, you can check your tailored rate here. It takes just 2 minutes to find out your rate and is completely obligation free.

Will my personal loan application affect my credit score?

When you get a rate estimate we access your credit file in a way that is not visible to other credit providers and does not affect your credit score. However, when you submit a full personal loan application MoneyPlace will then conduct a 'full credit enquiry' which other credit providers can see and which may affect your score.

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*Interest rates will range from 7.65% p.a. to 26.99% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rate is based on an unsecured $30,000 loan over a 5-year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Approved applicants only. Lending criteria apply.

**Savings are based on the average amount of credit card and personal loan debt consolidated by MoneyPlace customers, using the average interest rate and fees for such accounts (as published by ANZ, Westpac, NAB, and CBA); and upon the average loan size, interest rate and fees paid by MoneyPlace customers over a 5 year loan term. Individual circumstances will vary.

Copyright © 2018 All Rights Reserved | Liberty Financial Pty Ltd (ABN 55 077 248 983) | MoneyPlace AFSL Ltd (ABN 88 601 061 438, Australian Financial Services Licence 466327 and Australian Credit Licence 466327) | Rate estimate services are provided by MoneyPlace Pty Ltd (ABN 62 606 547 559) | Credit assistance is provided by MoneyPlace Australia Pty Ltd (ABN 33 169 627 338) | Loan offers are made by our lender of record | Credit is subject to MoneyPlace’s standard terms, conditions and lending criteria. PO Box 206 Collins Street West VIC 8007.