Personal Loans
Excellent

Unsecured personal loan

Whether you’re starting out or starting over, get fast access to the funds you need. 100% online with rates tailored to you.

Liberty Personal loans

Fast funds with a personalised rate

Planning renovations, a holiday or debt consolidation? Make your grand plans a reality with fast access to funds via our easy online application.

  • Borrow up to $80,000

  • Loan terms up to 7 years

  • 100% online

  • Comparison rates from 7.24% p.a.1B

Easy to understand features, variables and fees

Features

Maximum loan amount
$80,000
Minimum loan amount
From $5,000
Maximum loan term
7 years
Minimum loan term
3 years
Repayments weekly, fortnightly, monthly
Additional repayments
Online application (no paperwork)

Accepted purpose

Worthwhile non-business use

Fees

Ongoing fee2A
$0
Early repayment fee
$0
Early termination fee
$0
Discharge fee
$0
Establishment fee
$0 - $9503B
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Check your rate now

Liberty personal loans provide the certainty of fixed repayments and no early exit fees if you decide to pay out the loan early. Use our online personal loan rate estimate to find out quickly what rate applies to you.

Our innovation and flexible solutions have helped over 850,000 free thinkers.

Ready to get moving?

Wherever you are in your journey, help is here however you need it.

Calculate your repayments

Our easy to use online calculator can help you work out what your loan repayments will be.

Get your personalised rate

Checking your personalised interest rate won't affect your credit score. Online and takes just 2 minutes.

Apply online

Our streamlined application is fast and fuss free with funds delivered quickly.

Free thinkers like us see the possible!

When others see the impossible, we look past that and see what we can achieve together.

We’ve helped more than 850,000 customers get financial.

Supporting free thinkers from diverse backgrounds for over 25 years.

Proudly B Corp certified to make a difference beyond borrowing.

Championing women in sport to make a difference on and off the field.

Liberty unsecured personal loan FAQs

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Other loans you might like:

Secured personal loan

A product with a rate and size to fit your plans.

  • Borrow up to $80,000
  • Loan terms up to 7 years
  • Vehicle required as security 1C
  • Funds available for personal use

Rates per annum from

6.52%

(6.95%1A)

Comparison rate

Find out more

Things you should know:

1BUnsecured personal loan interest rates will range from 7.24% p.a. to 19.99% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 7.24% p.a. to 21.49% p.a. This comparison rate is based on an unsecured $30,000 loan over a 5-year term. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.

2AOther fees and charges may apply, such as dishonour and late fees.

3BThis fee ranges from between 0% to 5.50% of the loan amount, depending on your risk band. The fee is capped at $950.

1ASecured personal loan interest rates will range from 6.52% p.a. to 19.19% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 6.95% p.a. to 20.77% p.a. This comparison rate is based on a secured $30,000 loan over a 5-year term with no balloon for a new vehicle. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.

Approved applicants only. Lending criteria apply. Fees and charges are payable. Copyright © 2023 All rights reserved | Liberty Financial Pty Ltd ABN 55 077 248 983 | Credit provided by Secure Funding Pty Ltd ABN 25 081 982 872 | Australian Credit Licence 388133 | Both trading as Liberty Financial.