Commercial loans for free thinkers

Liberty commercial loans FAQs

• What is a commercial loan?

  A commercial loan is designed to help you invest in commercial property, fund business operations or to buy business equipment. A commercial loan typically uses commercial property as the security and can be an ideal option for those looking to purchase a business premises or build a commercial property portfolio. With a range of free-thinking commercial lending options, Liberty has competitive solutions for all kinds of borrowers.

• What can commercial loans be used for?

  Commercial loans can be used to help grow your business, buy new assets, invest in property, or consolidate business debt. Essentially, you can use a commercial loan for any worthwhile purpose for your business. Contact a Liberty Adviser today if you are interested in how a commercial loan could help you take your business to the next level.

• How can I apply for a commercial loan?

  To apply for a commercial loan, you may need to provide details of the property or purpose of the loan, plus documentation of your current financials. Documentation requirements can vary based on the type of commercial loan you are looking for, and Liberty also offers a low-doc option with flexible income verification. For support to review your options and determine which option is right for you, a Liberty Adviser can help.

• How can a commercial loan help build my property portfolio?

  If you’re looking to build your property portfolio, a commercial loan can be a great way to get ahead. Not only can a commercial property loan help to increase cash flow, but it can also support you to diversify your portfolio. And, as commercial properties tend to have longer rental periods, they can provide greater rental certainty with fewer ongoing expenses. With a range of flexible commercial lending options, we’re here to help free thinkers reach their investment goals.

• Can I get a commercial loan if I have bad credit history?

  At Liberty, we understand that things don’t always go according to plan, and that there is often more to the story than what’s listed in a borrower’s credit file. We assess each commercial loan application on a case-by-case basis to provide tailored lending solutions, even if you have a blemish on your credit history. We also offer low doc commercial loans which may be suited to customers whose credit history is a little more complicated.