At Liberty, our commercial loans are a perfect fit for professional investors, business owners and self-employed people who are looking to make property investments, finance a commercial property or boost their business.
A commercial loan uses commercial property as security for the amount being borrowed. Most commonly commercial loans are used to buy commercial property, fund business operations or to buy business equipment.
Document requirements vary based on the type of commercial loan you need. For example, the documents needed for our low-doc commercial loan will differ from those required for our LeaseStream product.
Liberty offers a range of commercial loans. As well as offering competitive rates, market leading loan-to-value ratios, low-doc solutions and self-servicing lease options, Liberty also provides commercial property loans to support SMSF investments.
For property investors, Liberty commercial loans provide flexibility and cater to each customer’s unique circumstances and investment goals. Investing in commercial property can offer cash flow benefits, longer rental periods for greater rental certainty and there are often fewer ongoing expenses for those wanting to build their portfolio. Before applying for a loan, investors should review their portfolio, finances and strategy to see what finance option is likely to work best for them.