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Commercial SMSF loan
A commercial SMSF loan can help your SMSF invest in commercial property if you don’t have the funds in your SMSF to buy a commercial property outright.
Suitable for owner-occupiers
No minimum contributions required
Borrow up to 80% of the property value#
Rates from 7.95% p.a.#
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Our easy to use online calculator can help you work out what your loan repayments will be.
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Use the power of your super for a residential property investment.
Rates per annum from#
(7.65%)
Comparison rate*
#Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio (LVR). The maximum LVR may vary depending on property type. Please call 13 11 33 or speak with your local Liberty Adviser for more details.
1Subject to loan to value ratio (LVR) restrictions.
2Interest only loans may be higher than advertised interest rate. For further information on this product call 13 11 33 or speak with your local Liberty Adviser.
4SMSF review fee of $695 applies for review of existing SMSF.
5The Establishment fee is calculated as a percentage of the loan amount and has a minimum fee of $2,500. Contact 13 11 33 for more information on fees and charges.
6Discharge fee of $395 plus legal fees and government charges are due upon loan finalisation.
7Deferred Facility fee is calculated as a percentage of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement.
*Comparison rates are based on a secured $150,000 loan over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The rates and comparison rates displayed reference our residential SMSF loan only, other rates apply to our commercial SMSF loan.