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Residential SMSF loan
A ready-made solution to help you tap into your SMSF and invest in residential property.
Residential SMSF loan
Residential SMSF loan
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A loan that works in harmony with your SMSF
A residential SMSF loan can help you invest in property if you don’t have the funds in your SMSF to buy a property outright.
Low set-up cost
Maximum loan $4,000,0001
Borrow up to 80% of property value#
Rates from 7.25% p.a.# (7.65% p.a. comparison rate*)
Easy to understand features, variables and fees
Features
Fees^
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Liberty residential SMSF loan FAQs
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Other loans you might like:
Commercial SMSF loan
Put your super to work in a commercial property investment.
- Maximum loan $4M1
- Suitable for owner-occupiers
- No minimum contributions required
- Borrow up to 80% of property value#
Rates per annum from#
Things you should know:
*Comparison rates are based on a secured $150,000 loan over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The rates and comparison rates displayed reference our residential SMSF loan only, other rates apply to our commercial SMSF loan.
#Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio (LVR). The maximum LVR may vary depending on property type. Please call 13 11 33 or speak with your local Liberty Adviser for more details.
1Subject to loan to value ratio (LVR) restrictions.
2Interest only loans may be higher than advertised interest rate. For further information on this product call 13 11 33 or speak with your local Liberty Adviser.
^Higher fees may apply depending on our assessment of the application.
4SMSF review fee of $695 applies for review of existing SMSF.
6Discharge fee of $395 plus legal fees and government charges are due upon loan finalisation.
7Deferred facility fee is calculated as a percentage of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement.