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You’re on your way to finding a free-thinking loan that suits your needs.

Like you, we think differently

That's why we offer free-thinking loans to provide greater choice.

We’ve helped more than 850,000 customers get financial.

Supporting free thinkers from diverse backgrounds for over 25 years.

Proudly B Corp certified to make a difference beyond borrowing.

Championing women in sport to make a difference on and off the field.

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Wherever you are in your journey, help is here however you need it.

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Your local Liberty Adviser will be able to look at your financial situation and help you decide the best way forward.

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Move ahead on your home loan with confidence. Our online indicative pre-approval tool gives you an answer instantly.

Check your borrowing power

Use our simple calculator to work out how much you might be able to borrow.

Things you should know:

Home loans

*Comparison rates are based on a secured $150,000 loan over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

#Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio. Please call 13 11 33 or speak to your local Liberty Adviser for more details.

**Subject to loan to value ratio (LVR) restrictions.

##Any available redraw funds held in the offset facility connected with your loan account will be used to reduce the amount of interest you pay on your loan. Liberty is not a bank. The offset facility on your loan account is not covered by any Government guarantee. International transaction fees apply on purchases or cash advances while overseas or in Australia when the merchant processing the transaction is located overseas. ATM fees apply for a cash withdrawal at a non major bank ATM or rediATM in Australia.

SMSF loans

1Subject to loan to value ratio (LVR) restrictions.

Car loans

1This comparison rate is based on a secured $30,000 car loan over a 5-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable. The actual interest rate and comparison rate applicable will depend on our assessment criteria. Higher rates apply where second-hand vehicles are used as security for the loan.

2Maximum loan amount for non-business applicants under 23 years of age is $25,000.

3The maximum vehicle age at the end of the loan term is 8 years for any loan with a balloon payment.

4If not registered for GST maximum loan amount is $35,000.

6Interest rate loadings apply to older vehicles, resulting in higher interest rates. Call 13 11 33 or speak with your local Liberty Adviser for details.

Personal loans

1ASecured personal loan interest rates will range from 6.52% p.a. to 19.19% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 6.95% p.a. to 20.77% p.a. This comparison rate is based on a secured $30,000 loan over a 5-year term with no balloon for a new vehicle. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.

1BUnsecured personal loan interest rates will range from 7.24% p.a. to 19.99% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 7.24% p.a. to 21.49% p.a. This comparison rate is based on an unsecured $30,000 loan over a 5-year term. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.

Business and commercial property loans

*Loan amounts may vary based on information provided.

#Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio. Please call 13 11 33 or speak to your local Liberty Adviser for more details.

1Subject to loan to value ratio (LVR) restrictions.