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Liberty free-thinking home loans

Buying a home is a big deal, no matter where you are on the property ladder. Whether on the lookout for your first home, your next home, or an investment property, we can help you find home loan solutions that work for you.

We understand that not everyone fits into the one little box and that no two people are the same. That’s why at Liberty we have a great range of home loans. Regardless of whether you’re looking for a great interest rate, are self-employed and need a low-doc loan, or have bad credit history and just need a fresh start.

How do I qualify for a home loan?

At Liberty, we take a practical approach to your home loan application. In most cases, we will need to meet standard requirements such as bank statements and proof of income. In other cases we can be far more flexible with our free-thinking finance solutions to help those with unique circumstances.

Whether you're self-employed, have poor credit or a low-deposit and you're in the market for a mortgage, get in touch with a Liberty Adviser today to see if you qualify for a home loan.

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What is a variable home loan?

A variable interest rate home loan is where the interest on your mortgage varies as market interest rates change. As a result, interest rates will vary. An alternative to this is a fixed-rate home loan, where mortgage payments are charged at the same interest rate for an agreed period of time.

Liberty offers a range of free-thinking home loan options, to ensure that each applicant is matched to a mortgage that suits them.

What size deposit do I need for a home loan?

Generally, the larger deposit you have for a loan, the better. However, at Liberty we understand that not all borrowers can pull together a large deposit, especially if it's their first home.

Deposits between 5% and 20% often also require lenders mortgage insurance. At Liberty, we can help you find the solution that works for you. We have a range of home loans to help more people get financial and into a new home.

Approved applicants only. Lending criteria apply. Fees and charges are payable. Copyright © 2018 All rights reserved | Liberty Financial Pty Ltd | ABN 55 077 248 983 | Australian Credit Licence 286596 | Liberty Network Services Pty Ltd | ABN 65 151 158 628 | Australian Credit Licence 408042

* Comparison rate is based on a secured $150,000 loan over a 25-year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The actual interest rate applicable will depend on our assessment criteria.