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Competitive rates
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No mortgage security options
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Quick assessment
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Self-employed borrowers
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No hidden fees
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Fixed and variable rates
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Small business owners
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Interest only available
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Streamlined application
Liberty free-thinking business loans
Our loans are perfect for business owners and self-employed people who are looking to expand their business or make investments.
At Liberty, we love to work with small businesses and have been helping them with finance solutions since 1997. We understand the challenges of running a business and so we launched a range of loans designed to help your business thrive.
What are my options as a business owner looking for a business loan?
Businesses need funding to grow, whether it's investing in equipment, tools or staff. We offer a range of business loans to suit many needs. These include business loans secured by commercial or residential property, or business assets as well as business loans that do not require mortgage security. Find the solution that best suits your needs with Liberty.
How do mortgage-secured business loans differ from others?
Often, a mortgage over residential or commercial property is used as security for a business loan. If the borrower is unable to continue to make payments, the security can be sold to repay the outstanding balance.
Some business loans are different because they are available even to applicants who do not own a property. In this case, the business and its assets secure the loan in addition to guarantees.
Typically, mortgage-secured loans will have a lower interest rate.
What documentation is required for a business loan application?
Document requirements vary based on the type of business loan you need. For example, the documents needed for our Mint business loan will differ from those required for our Access and Lift products.
For a business loan that does not require mortgage security, we may need extra information unique to your business and its cash flows. This could include financial statements and can be done online.
What business loans does Liberty provide?
Liberty offers a range of business loans. These include loans secured by a mortgage against residential or commercial property and loans not requiring mortgage security.
For business owners without property, we can provide loans up to $1million based on the strength of the business data, the purposes of the loan and future income projections, for example.
Can I get a business loan if I have bad credit?
At Liberty, we don’t think your past should affect your future, that’s why we look at an applicant’s whole story to find more ways to get to ‘yes’.
So, even if you have a history of bad credit and need a loan to help your business grow, reach out to Liberty today and see if we can help. You might be surprised at the options available to you.
Liberty is number one for free-thinking finance.
