What is a mortgage broker?

Ever wondered what a mortgage broker actually is? A mortgage broker is a mortgage specialist that acts for someone seeking a loan and works with different lenders in the market to obtain competitive options. While most deal in home loans, they can also help you with business, commercial, car and personal loans too.

What does a mortgage broker do?

The role of the mortgage broker is to help clients identify and obtain the loan that best suits their needs. Mortgage brokers know the market well as they have access to a wide panel of lenders and they research each of those lenders on a regular basis. When it comes time to apply for a home loan, many borrowers are confused by the different options out there and overwhelmed by all the paperwork and requirements. Brokers will help you navigate this maze and find a solution that suits you.

Why use a mortgage broker?

Mortgage brokers are there to make the process of applying for a home loan much easier. Like other professional service providers, they obtain finance for many clients every day and their experience is available to serve you. They can explain the different products available, help you with the requirements and even negotiate a better deal on your behalf.

What should I ask my mortgage broker?

The best place to start is by asking them how they think they can help you, which lender is best for you and whether or not they charge any fees. Most offer a free service because they get paid a commission by the lender. If you’re refinancing, make sure you ask them if there are any costs to repay your existing mortgage and if there will be any special incentives or considerations of potential new lenders.

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Get expert help to take the complexity out of finding and applying for a loan.

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Our experts are more than just mortgage brokers

Liberty Advisers channel their passion, expertise and experience to take a closer look at your finance needs and find or tailor a solution to your individual situation.

Like you, they think a little differently and enjoy the challenge of helping people get financial and realise their dreams.

As experienced mortgage brokers in Perth with access to a range of lending options, they provide choice, flexibility and expertise to help you every step of the way.

What kind of borrowers do Liberty Advisers help?

Whatever your situation, a Liberty Adviser can help you find a loan to suit your needs. Whether you are:

A first home buyer
An investor
A business owner
Self-employed
In need of a car
Refinancing
Looking to fund some DIY
Seeking a SMSF loan

Search for a mortgage broker in Perth

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When should you use a mortgage broker?

At every stage of your home buying journey, your Liberty Adviser can help you make the right move.

First home

If you’re a first home buyer, you can benefit from a broker who understands the mortgage market.

Investor

Even if you’re a seasoned property investor, we can assist with a better deal through different lenders.

Refinancing

Whether it’s a sharper rate, more flexibility or better features, we can help you find a better package.

Upgrading

Upgrading your home? Whether it’s renovating or upsizing, understand your finance options.

SMSF lending

Put your super to work in a different way. A broker can navigate you through obtaining an SMSF loan.

More options

Need help with business, personal or car finance? We can help whatever your lending needs.

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Learn more about mortgage brokers

Ever wondered what a mortgage broker actually is? A mortgage broker is a mortgage specialist that acts for someone seeking a loan and works with different lenders in the market to obtain competitive options. While most deal in home loans, they can also help you with business, commercial, car and personal loans too.
The role of the mortgage broker is to help clients identify and obtain the loan that best suits their needs. Mortgage brokers know the market well as they have access to a wide panel of lenders and they research each of those lenders on a regular basis. When it comes time to apply for a home loan, many borrowers are confused by the different options out there and overwhelmed by all the paperwork and requirements. Brokers will help you navigate this maze and find a solution that suits you.
Mortgage brokers are there to make the process of applying for a home loan much easier. Like other professional service providers, they obtain finance for many clients every day and their experience is available to serve you. They can explain the different products available, help you with the requirements and even negotiate a better deal on your behalf.
The best place to start is by asking them how they think they can help you, which lender is best for you and whether or not they charge any fees. Most offer a free service because they get paid a commission by the lender. If you’re refinancing, make sure you ask them if there are any costs to repay your existing mortgage and if there will be any special incentives or considerations of potential new lenders.