What is a business line of credit loan?

A business loan is designed to provide the funds you may require to grow your business. A business loan can be used to pay for equipment, tools, stock, start-up costs, or even to help pay your staff. With a range of free-thinking business lending options, Liberty has solutions to suit the needs of businesses of all shapes and sizes. And, our experienced business specialists can guide you through the application process and help ensure a timely approval for your business loan.

How can I apply for a business line of credit?

To apply for a business loan, you may need to provide your current business details as well as an outline of how you intend to use the funds. Documentation requirements can vary based on the type of business loan you are after. For support to review your options and determine which option is right for you, a Liberty Adviser can help.

How can a business loan help grow my business?

If you’re looking to grow your business, a business loan can be an excellent tool to help you take the next step forward. If you’ve just started out, a business loan can support you to cover the initial start-up costs and help to get things moving. Or, if you have an established business, a business loan can support you to expand your operations, upgrade your equipment or cover any extra expenses. Whatever your goals, Liberty’s free-thinking business loans can help you achieve them, sooner.

Can I get a business loan if I have bad credit history?

At Liberty, we don’t believe your past should affect your future, that’s why we look at an applicant’s whole story to find more ways to get to ‘yes’. Even if you have a history of bad credit and need a loan to help your business grow, reach out to Liberty today and see if we can help. You might be surprised at the options available to you.

Excellent

Business line of credit

Name: Liberty Financial
Address: 16/535 Bourke St, Melbourne, VIC, 3000, Australia
Telephone: 13 11 33
Price range: Contact Us

Our flexible line of credit provides business owners with easy access to funds when it’s needed most.

Manage your funds with a flexible credit solution

Get fast access to funds to help cover the everyday costs of running your business.

An approved line of credit
Improved cash flow benefits
Access funds as you need them
Rates from 10.20% p.a.

Easy to understand features, variables and fees

Features

Maximum loan amount*

$2,000,000

Minimum loan amount

$50,000

Principal & interest

Interest only

Repayments - Monthly

Redraw

Loan variables

Security - determined on application assessment

Time in business - no minimum required

Loan purpose - Includes working capital, inventory purchase, equipment purchase, business acquisitions, refinance (including tax debt)****

Fees

Loan establishment fee**

$1,950 or 1.25% of loan amount, whichever greater

Line fee^{^}

1% p.a.

Discharge fee

$395

Service fee

$30 per month

Annual review fee

$545 on anniversary

Ready to get moving?

Wherever you are in your journey, help is here however you need it.

Our innovation and flexible solutions have helped over 850,000 free thinkers.

Free thinkers like us see the possible!

When others see the impossible, we look past that and see what we can achieve together.

We’ve helped more than 850,000 customers get financial.

Supporting free thinkers from diverse backgrounds for over 25 years.

Proudly B Corp certified to make a difference beyond borrowing.

Championing women in sport to make a difference on and off the field.

About Liberty

Liberty business loans FAQs

A business loan is designed to provide the funds you may require to grow your business. A business loan can be used to pay for equipment, tools, stock, start-up costs, or even to help pay your staff. With a range of free-thinking business lending options, Liberty has solutions to suit the needs of businesses of all shapes and sizes. And, our experienced business specialists can guide you through the application process and help ensure a timely approval for your business loan.
To apply for a business loan, you may need to provide your current business details as well as an outline of how you intend to use the funds. Documentation requirements can vary based on the type of business loan you are after. For support to review your options and determine which option is right for you, a Liberty Adviser can help.
If you’re looking to grow your business, a business loan can be an excellent tool to help you take the next step forward. If you’ve just started out, a business loan can support you to cover the initial start-up costs and help to get things moving. Or, if you have an established business, a business loan can support you to expand your operations, upgrade your equipment or cover any extra expenses. Whatever your goals, Liberty’s free-thinking business loans can help you achieve them, sooner.
At Liberty, we don’t believe your past should affect your future, that’s why we look at an applicant’s whole story to find more ways to get to ‘yes’. Even if you have a history of bad credit and need a loan to help your business grow, reach out to Liberty today and see if we can help. You might be surprised at the options available to you.