Grow your business with a Liberty Lift Loan

Liberty’s Lift business loan can give you the funds you need for your business, quick and easy. All we need for your application is your business financial track records. We don’t require a mortgage for security against the loan so the application process is hassle-free and with no hidden fees.

Liberty knows good business, so we’re committed to helping your business grow. To get your application started, contact our friendly team on 13 11 33 today, or email businessapps@liberty.com.au.

At a glance

Rate (per annum)
Rate** From 10.45%

Features
Maximum loan amount* $1,000,000
Minimum loan amount $50,000
Principal & interest
Interest only
Minimum loan term 12 months
Maximum loan term 5 years
Repayments Weekly, fortnightly or monthly
Redraw

Fees
Application fee (non refundable) $545 for loans ≤ $500,000
$1545 for loans > $500,000
Loan establishment fee*** $950 or 0.95% of loan amount applies
Discharge fee $395
Deferred facility fee**** 2% payable
Service fee $30 per month

Assessment Criteria*****
Loan purpose Including but not limited to working capital, inventory purchase, equipment purchase, business acquisitions, refinance of existing loans (including outstanding ATO obligations)
Security Security requirements to be determined on application assessment
Time in business ≥ 2 years

Did you know?

Our business loans were created for business owners, professional investors and self-employed people who are looking to make their money work harder. Our business loan means that you don’t need a mortgage to be used as security against your loan. This loan is more accessible to business owners – especially small and medium businesses – that have strong cash flow. The amount you can borrow is based primarily on your business’ revenue as well as other factors including your credit score, trading history and any other debts. One benefit of business loans like this is they are quick and easy to apply for.

*Loan amount may vary based on information provided. **Base interest rate applicable for businesses ≥ 7 years trading history. ***Whichever fee is greater. Fee can be capitalised into the loan. ****Applicable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. *****Additional documentation may be required upon assessment.