Grow your business with a Liberty Lift Loan

Liberty’s Lift business loan can give you the funds you need for your business, quick and easy. All we need for your application is your business financial track records. We don’t require a mortgage for security against the loan so the application process is hassle-free and with no hidden fees.

Liberty knows good business, so we’re committed to helping your business grow. To get your application started, contact our friendly team on 13 11 33 today, or email

At a glance

Rate (per annum)
Rate** From 9.45%

Maximum loan amount* $1,000,000
Minimum loan amount $25,000
Principal & interest Available
Interest only Not available
Minimum loan term 12 months
Maximum loan term 5 years
Repayments Weekly, fortnightly, monthly
Time in business ≥ 3 years

Application fee $545 (non-refundable)
Loan establishment fee*** $950 or 0.95% of loan amount applies
Discharge fee $295
Early repayment fee Applicable except in the case of roll-overs
Account fee $30 per month
Risk assessment fee $1,000 (non-refundable) for
loans > $500,000
Annual review fee $545 on anniversary

Documentation required
All Loans**** - Linked bank data (up to 3 years)
- 12 months ATO integrated client accounts (ICA)
and income tax accounts (ITA)

- Financial statements
- Industry specific documentation
Trusts Business structures with trusts require certified copies of
trust deeds
Guarantees - Director / shareholder guarantors
- Related party guarantors

Did you know?

Our business loans were created for business owners, professional investors and self-employed people who are looking to make their money work harder. Our business loan means that you don’t need a mortgage to be used as security against your loan. This loan is more accessible to business owners – especially small and medium businesses – that have strong cash flow. The amount you can borrow is based primarily on your business’ revenue as well as other factors including your credit score, trading history and any other debts. One benefit of business loans like this is they are quick and easy to apply for.

*Loan amount may vary based on information provided. ** Base interest rate applicable for businesses ≥ 7 years trading history. *** Whichever fee is greater. Fee can be capitalised into the loan. **** Additional documentation may be required upon assessment.