Grow your business with Mint

Liberty’s Mint business loan can help you with quick access to funds to help you grow your business. With a loan term of 1-10 years and accepted securities including residential or commercial mortgages, business assets, and director and shareholder guarantees, a Mint loan could be the solution for your business today.

At a glance

Rate (per annum)
Rate From 5.20%

Maximum loan amount* $5,000,000
Minimum loan amount $50,000
Minimum loan term 12 months
Maximum loan term 10 years
Principal & interest
Interest only
Repayments Weekly, fortnightly, monthly

Application fee (non refundable) $545 for loans ≤ $500,000
$1545 for loans > $500,000
Loan establishment fee** $950 or 0.95% of loan amount applies
Discharge fee $395
Deferred facility fee*** 2% payable
Service fee $30 per month
Valuation fee At applicant’s cost

Assessment criteria****
Loan purpose Including but not limited to working capital, inventory purchase, equipment purchase, business acquisitions, refinance of existing loans (including outstanding ATO obligations)
Security Security requirements to be determined on application assessment
Time in business ≥ 2 years

Did you know?

Backed by a number of accepted securities, our Mint business loan offers additional funds at a competitive rate to help your business. Whether it’s taking on new ventures, supplementing your cash flow or helping to establish or re-build your business credit, a Mint loan could provide the financial backing you need. At Liberty, we know business and we assess each customer on their individual circumstances to get the loan product that best suits your needs. And with quick turnaround times and excellent service, Mint could help you reach your business goals sooner.

*Loan amount may vary based on information provided. **Whichever fee is greater. Fee can be capitalised into the loan. ***Applicable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. ****Additional documentation may be required upon assessment.