Grow your business with Mint

Liberty’s Mint business loan can help you with quick access to funds to help you grow your business. With a loan term of 1-5 years and accepted securities including residential or commercial mortgages, caveats, business assets, and director and shareholder guarantees, a Mint loan could be the solution for your business today.

At a glance

Rate (per annum)
Rate From 4.45%

Maximum loan amount* $3,000,000
Minimum loan amount $25,000
Minimum loan term 12 months
Maximum loan term 5 years
Principal & interest
Interest only
Repay weekly, fortnightly, monthly
Time in business ≥ 3 years

Application fee^^ $545 (non-refundable)
Loan establishment fee** $950 or 0.95% of loan amount applies
Discharge fee $295
Account fee $30 per month
Risk assessment fee $1,000 (non-refundable) for loans > $500,000
Annual review fee $545 on anniversary

Documentation required
All Loans**** - Linked bank data (up to 3 years)
- 12 months ATO integrated client accounts (ICA) and income tax accounts (ITA)
- Financial statements
- Industry specific documentation
Trusts Business structures with trusts require certified copies of trust deeds
Guarantees - Director / shareholder guarantors
- Related party guarantors

Did you know?

Backed by a number of accepted securities, our Mint business loan offers additional funds at a competitive rate to help your business. Whether it’s taking on new ventures, supplementing your cash flow or helping to establish or re-build your business credit, a Mint loan could provide the financial backing you need. At Liberty, we know business and we assess each customer on their individual circumstances to get the loan product that best suits your needs. And with quick turnaround times and excellent service, Mint could help you reach your business goals sooner.

*Loan amount may vary based on information provided. ** Whichever fee is greater. Fee can be capitalised into the loan. *** Additional documentation may be required upon assessment.