Liberty Personal loans

Secured personal loan

Whether you’re going on holiday, consolidating debts or buying a car, our secured personal loan offers the certainty of fixed repayments at a rate just for you.


Fixed repayments at a rate tailored to you

When opportunity knocks or unexpected expenses arise, a secured personal loan can help you take control and reach your goals.

  • Borrow up to $80,000

  • Loan terms up to 7 years

  • Vehicle required as security1C

  • Rates from 6.52% p.a. (6.95% p.a. comparison rate1A)

Easy to understand features, variables and fees


Maximum loan amount
Minimum loan amount
From $5,000
Maximum loan term
7 years
Minimum loan term
3 years
Repayments weekly, fortnightly, monthly
Additional repayments
Interest on outstanding balance only
Online application (no paperwork)

Accepted purpose

For non-business purposes


Ongoing fee2A
Early repayment fee
Early termination fee
Discharge fee
Establishment fee
$310 - $1,0103A

Liberty secured personal loan FAQs

Liberty Awards

Things you should know:

1ASecured personal loan interest rates will range from 6.52% p.a. to 19.19% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 6.95% p.a. to 20.77% p.a. This comparison rate is based on a secured $30,000 loan over a 5-year term with no balloon for a new vehicle. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.

1CVehicle eligibility criteria and age restrictions apply. Vehicle must be a passenger car or light commercial vehicle under 5-tonne gross vehicle mass.

2AOther fees and charges may apply, such as dishonour and late fees.

3AThis fee ranges from $310 to $1,010, depending on your risk band, and includes a fee of up to $60 for vehicle search and registration (PPSR).

Approved applicants only. Lending criteria apply. Fees and charges are payable. Copyright © 2023 All rights reserved | Liberty Financial Pty Ltd ABN 55 077 248 983 | Credit provided by Secure Funding Pty Ltd ABN 25 081 982 872 | Australian Credit Licence 388133 | Both trading as Liberty Financial.