Home loan repayment calculator

Using our home loan repayments calculator

A home loan repayments calculator can be a useful tool for anyone thinking about borrowing money to purchase a property, or to refinance an existing home loan. Simply enter your preferred loan amount, loan type, interest rate, loan term and payment cycle below to find out what your home loan repayments could be. You can use this home loan repayments calculator to the crunch the numbers on your property plans as many times as you like.


How our mortgage repayment calculator can help

Trying to work out which type of home loan could work for you and your goals? It helps to know how your loan repayments might be structured. When you take out a home loan, you are required to make regular minimum interest repayments (as well as any fees) for the amount you have borrowed. This home loan repayment calculator can be used to estimate weekly, fortnightly, or monthly repayments to see what a home loan could look like for you. Whether you’re a first homebuyer or keen property investor, a mortgage repayment calculator can help you plan your next move. Do the maths now and save yourself some time later on in your lending journey.


Crunching the numbers

You can also use this home loan repayment calculator to explore the impact of different loan features. There are different settings you can adjust to explore how they could affect your repayments. For example, it can help you estimate how opting for principal and interest will impact your home loan repayments, compared with an interest only loan. Remember, there may be other costs to consider when purchasing and maintaining a property.

Liberty Home loans

Choosing a home loan

One size doesn’t fit all, which is why Liberty has a variety of home loan options for both investors and owner-occupiers. Whether you’re a first homebuyer or adding to your investment portfolio, we love to help borrowers reach their property goals. There are a range of solutions available, it’s just about finding one that works for you. If you’re planning to refinance or want to compare home loans, Liberty is here to support you on your lending journey.

Find an adviser

We're here to help

Tired of crunching numbers on a mortgage repayment calculator? Prefer to speak with a real person about your property plans? Chat with a Liberty Adviser today. Liberty Advisers channel their experience, passion, and expertise to take a closer look at your lending needs and find a solution for your individual situation. Whether you need a low doc, low rate, low deposit, flexible, fresh start, or debt consolidation lending option, a Liberty Adviser can help.

Ready to get started? Your local adviser can help.

Enter your postcode to view all Liberty Advisers near you.

Other handy tools to try

We’re here to help you make an informed decision about your home loan. Whether it’s your first home, your next home or an investment, we have a range of resources to help you get started. Our calculators can give you a better idea of what you can achieve, so you can start planning your homeownership goals.


Extra repayment calculator

Want to know how making extra repayments could impact the life of your loan? Try our extra repayments calculator to find out.


Budget planner

Budgeting is an essential part of managing a loan. But you don’t have to figure it out on your own – our budget planner can help.


Property report

Want to learn more about the property prices in your area? Our property report can give you a clearer idea.

Why choose Liberty?

We’re free thinkers too, setting new standards in finance and the community. Our history has been built on providing out-of-the-box solutions to help more customers from all walks of life get financial.

Proud history

Since 1997, our single-minded purpose has been to help more people get financial. We’ve proudly helped over 850,000 people get closer to their dreams and enjoy the financial freedom to pursue their goals and live the life they desire.

Driving change

We are committed to creating positive change in the finance industry and the broader community. From our B Corp certification to our community partnerships and dedication to diversity, our goal is to be good global citizens.

Outside the box

We understand everyone’s financial journey is different and there may be bumps in the road. That’s why we take a free-thinking approach. By taking the time to look beneath the surface, we can help borrowers from all walks of life get financial.

Flexible solutions

You can tailor your Liberty home loan to better suit your needs. Explore how multiple offset accounts, redraw, split loans, top-ups, and flexible repayments could help you into homeownership and prepare for whatever life brings.

Free-thinking loans

At Liberty we recognise that not everyone is the same. Whether you’re self-employed, have poor credit, a low deposit or unique circumstances, get in touch with a Liberty Adviser to explore your free-thinking lending options today.

Market insights

When making a big decision, it’s important to do your research and be prepared. If you’re curious about property prices in your area, our property report can give you a clearer idea to help you with your property search.

Start your homebuying journey...

We want your lending journey to be as seamless as possible. So, here's a few ideas to help you take your next step and remove the guesswork from your finances.

Check your borrowing power

Use our simple calculator to work out how much you might be able to borrow.

Get online pre-approval

Move ahead with confidence. Our online indicative pre-approval tool gives you an answer instantly. It's fast and fuss free.

Find my perfect home loan

Want to find a free-thinking loan that suits your needs? Our online loan-finder tool can point you in the right direction.