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Compare all home loans
Explore our home loan products
Easily compare home loans to find a Liberty solution that could work for you. Whether you’re looking for an owner-occupier home loan or an investment property home loan, comparing could help you make informed decisions about your next move. View key features and flexible options side by side, or ask a Liberty Adviser to talk you through it.
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Low rate home loan
Enjoy a great low interest rate with flexible repayments, free extra payments and a handy redraw facility. With no ongoing fees, Liberty low rate home loans offer a simple way to get into your new home and save.
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Flexible home loan
Take control with a Liberty flexible home loan. Choose fixed or variable rates, split your loan, and enjoy features like a 100% offset facility and linked Visa debit card. Explore smart ways to pay off your loan faster.
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Low deposit home loan
A great option for first homebuyers, our low deposit home loan could help you borrow up to 95% of the purchase price, even with a small or gifted deposit. We’re here to help make homeownership more achievable.
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Low doc home loan
Designed for self-employed borrowers, our low doc home loan offers flexible ways to verify your income and borrow up to 85% of the purchase price. Get the finance you need, without the paperwork you don’t have.
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Fresh start home loan
Take the next step with a fresh start home loan. See what’s possible with greater flexibility, broader lending criteria and loans up to 95% of the purchase price. A fresh start could be closer than you think.
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Debt consolidation home loan
Simplify your finances with a debt consolidation home loan. Combine your home loan, personal loans and credit card debts into one easy repayment and borrow up to 90% of the purchase price in a free-thinking solution.
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Find out how much you can borrow
Try our easy-to-use borrowing power calculator to get a better idea of what's possible.
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Planning to buy property for investment?
See how our free-thinking investment property loans could help grow your portfolio.
Start your homebuying journey...
We want the lending process to be as seamless as possible. Here’s a few ideas to help you take your next step and remove the guesswork.
Contact a trusted adviser
Your local Liberty Adviser will be able to look at your lending options and help you decide the best way forward.
Get indicative pre-approval
Move ahead with confidence. Our online indicative pre-approval tool gives you an answer instantly. It's fast and fuss free.
Find my perfect home loan
Want to find a free-thinking loan that suits your needs? Our online loan-finder tool can point you in the right direction.
Home loan FAQs
Choosing a home loan that works for you will depend on different factors like your individual goals and the features you’re after. Liberty offers a range of solutions like low rate and low deposit home loans, to support free thinkers of all kinds. A Liberty Adviser could also help you explore your options to find a loan fit for your needs.
Comparing home loan interest rates is one smart way to help find a loan that suits your goals. To compare home loan interest rates, try using our home loan borrowing calculator for an idea of how much you could borrow, as well as an indicative interest rate. For help to compare home loan rates, reach out to a Liberty Adviser today.
A comparison rate can help give you a better understanding of the actual cost of a home loan by providing you with the overall cost rather than just the advertised rate. It combines the interest rate with any other fees and charges that may apply into a single rate. This can make it easier to compare home loan interest rates side by side.
Whether you opt for a fixed rate home loan or variable rate home loan will depend on your individual circumstances. A fixed rate could provide you with predictability as your mortgage repayments are locked in for a set period. A variable rate, however, could give you more flexibility. A Liberty Adviser could help you explore your options and determine if a fixed rate or variable rate will be best for your needs.
The best home loan features will be based on what you want to prioritise. Some borrowers value features like an offset account, which can help you reduce the interest you pay over the life of the loan. A redraw facility is also a popular feature which allows you to access any extra repayments you’ve made for planned purchases or unexpected expenses. Liberty offers a range of home loans with different features to help all kinds of free thinkers.