Personal Best
7.99% p.a.
(8.26% p.a.)*
Comparison rate


  • Property owners
  • Excellent credit history
  • Stable employment

Personal Choice
From 10.99% p.a.
(11.27% p.a.)*
Comparison rate


  • Renting/Property owners
  • Imperfect credit considered
  • Alternative employment
Maximum loan amount$50,000
Minimum loan amountFrom $5,000
Maximum loan term7 years
Minimum loan term1 year
Repayment typeP&I only
Repay weekly, fortnightly, monthlyavailable
Additional repaymentsavailable
Interest on outstanding balance onlyavailable
Free redrawavailable
Online application (no paperwork)available
Debit card availableavailable
Live chatavailable
Establishment fee$195
Ongoing fee$0
Redraw fee$0
Early termination fee$0
Discharge fee$0

A smarter way to get a good rate

Did you know that Liberty’s online application quickly assesses your circumstances to determine the lowest interest rate offering?

Our smart rate calculator provides a fairer way to get a good rate even if you’ve had some troubles in the past.

Personal loans from Liberty are quick, simple and flexible and provide the security of fixed repayments, easy access to cash and no early exit fees if you decide to pay out the loan early. your social media marketing partner


*Interest rates will range from 7.99% p.a. to 24.99% p.a. and will depend on our assessment criteria and the personal loan product you quality for. Comparison rates range from 8.26% p.a. to 25.31% p.a. Comparison rates are based on an unsecured $30,000 loan over a 5-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^Once approved and you accept the loan terms and conditions, funds are electronically transferred to your nominated bank account. Access to your money is subject to your bank and may take longer than 60 minutes (within minutes if you bank with Commbank).

#Other fees and charges may apply.