Liberty Personal Loans
 

Personal loans - fixed repayments at a rate tailored to you

Whether you’re looking for a holiday, renovating or want to consolidate debts, a MoneyPlace personal loan from Liberty gives you the certainty of fixed repayments at a rate tailored to you.

Fixed-rate personal loan
from 7.65% p.a.
(7.65% p.a.)*
*Comparison rate

Eligibility

  • Must be 18 years or older
  • Australian citizen or permanent resident
  • Currently employed/self-employed
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Checking your rate will not affect your credit score

 
Features
Maximum loan amount$45,000
Minimum loan amountFrom $5,000
Maximum loan term7 years
Minimum loan term3 years
Repayments weekly, fortnightly,monthlyavailable
Additional repaymentsavailable
Interest on outstanding balance onlyavailable
Online application (no paperwork)available
Fees#
Ongoing fee$0
Early repayment fee$0
Early termination fee$0
Discharge fee$0
Establishment fee$0 - $950## (Details)

A smarter way to get a good rate

With an online rate estimate that only takes a few minutes to complete, you can find out quickly what interest rate applies to you without it affecting your credit score.

MoneyPlace’s personalised interest rates provide a fairer, better way to offer you an interest rate for your individual circumstance.

MoneyPlace personal loans are quick, simple and flexible and provide the security of fixed repayments and no early exit fees if you decide to pay out the loan early.

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Checking your rate will not affect your credit score

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*Interest rates will range from 7.65% p.a. to 26.99% p.a. and will depend on our assessment criteria and the personal loan product you quality for. Comparison rates range from 7.65% p.a. to 28.61% p.a. Comparison rates are based on an unsecured $30,000 loan over a 5-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Approved applicants only. Lending criteria applies.

#Other fees and charges may apply.

##This fee ranges from between 0% to 5.5% of the loan amount, depending on your risk band. The fee is capped at $950.



*Interest rates will range from 7.65% p.a. to 26.99% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rate is based on an unsecured $30,000 loan over a 5-year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Approved applicants only. Lending criteria apply.

**Savings are based on the average amount of credit card and personal loan debt consolidated by MoneyPlace customers, using the average interest rate and fees for such accounts (as published by ANZ, Westpac, NAB, and CBA); and upon the average loan size, interest rate and fees paid by MoneyPlace customers over a 5 year loan term. Individual circumstances will vary.

Copyright © 2018 All Rights Reserved | Liberty Financial Pty Ltd (ABN 55 077 248 983) | MoneyPlace AFSL Ltd (ABN 88 601 061 438, Australian Financial Services Licence 466327 and Australian Credit Licence 466327) | Rate estimate services are provided by MoneyPlace Pty Ltd (ABN 62 606 547 559) | Credit assistance is provided by MoneyPlace Australia Pty Ltd (ABN 33 169 627 338) | Loan offers are made by our lender of record | Credit is subject to MoneyPlace’s standard terms, conditions and lending criteria. PO Box 206 Collins Street West VIC 8007.