Personal loans - fixed repayments at a rate tailored to you

Whether you’re looking for a holiday, renovating or want to consolidate debts, a personal loan from Liberty gives you the certainty of fixed repayments at a rate tailored to you.

Fixed-rate personal loan
from 5.95% p.a. (5.95% p.a.)* *Comparison rate


  • Must be 18 years or older
  • Australian citizen or permanent resident
  • Currently employed/self-employed

Get Started Checking your personal loan interest rate will not affect your credit score

Maximum loan amount $80,000
Minimum loan amount From $5,000
Maximum loan term 7 years
Minimum loan term 3 years
Repayments weekly, fortnightly, monthly
Additional repayments
Interest on outstanding balance only
Online application (no paperwork)

Ongoing fee $0
Early repayment fee $0
Early termination fee $0
Discharge fee $0
Establishment fee $0 - $950## (Details)

A smarter way to get a good rate on your personal loan

With an online personal loan rate estimate that only takes a few minutes to complete, you can find out quickly what interest rate applies to you without it affecting your credit score.

Liberty’s personalised rates provide a fairer, better way to offer you a personal loan interest rate from as low as 5.95% p.a. (5.95% p.a. comparison rate*), based on your individual circumstance.

Liberty personal loans are quick, simple and flexible and provide the security of fixed repayments and no early exit fees if you decide to pay out the loan early.

Get your personalised rate in under 2 minutes

Get Started now
Checking your personal loan interest rate will not affect your credit score

#Other fees and charges may apply, such as dishonour and late fees.

##For an unsecured loan this fee is $0 for all loan amounts. For a secured loan this fee ranges from between 0% to 5.5% of the loan amount, depending on your risk band. The fee is capped at $950.