For home loan hunters who are self-employed, freelancers, contract workers or undertake seasonal work, you may not have all the documentation usually required for a mortgage. Liberty’s low doc loan combines our low rate and flexible features, with options for start-up or established businesses.
Loans up to 85% of property value
Irregular income acceptable
Alternative verification options
Owner-occupier and investor
Debt consolidation options
Cash out available
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We know not everyone works the same nine-to-five, and if you’re a free-thinking entrepreneur, business owner or freelancer in Adelaide – it shouldn’t stop you from achieving your dreams.
The good news is that flexible lenders like Liberty work hard to understand your personal situation to help you secure the finance you need. Liberty offers options for alternative verification to help more people get financial with low doc loans in Adelaide.
**Subject to LVR restrictions.
***Interest Only loans are subject to LVR restrictions and interest rates are higher than advertised interest rate. For further information on this product contact us on 13 11 33.
****$0 for loans with ≤ 4 splits. Additional fee of $495 applies for loans with > 4 splits.
##Any available redraw funds held in the offset facility connected with your loan account will be used to reduce the amount of interest you pay on your loan. Liberty is not a bank. The offset facility on your loan account is not covered by any Government guarantee. International transaction fees apply on purchases or cash advances while overseas or in Australia when the merchant processing the transaction is located overseas. ATM fees apply for a cash withdrawal at a non major bank ATM or rediATM in Australia.
^Other fees and charges may apply. Contact us on 13 11 33 for more information on fees and charges.
^^Valuation fee not applicable for loans under 90% LVR. Additional valuation expenses may be payable where the anticipated security property value is >1.5m, where the security property is in a regional location or for additional securities.
+++Subject to LVR restrictions. Not all features listed may be available. Additional fees and charges may apply.