Car Loans

Business car loan

Looking for a car loan for business use? You’ve landed in the right spot. We’ll take care of business so you can get on with yours.

Liberty car loans

Driving business further

Designed to take all the drama out of business car finance and help you get you on the road quicker.

  • Loans up to $100,0004

  • Loan terms up to 7 years

  • Balloon payment options3

  • Discounts apply for electric vehicles7

  • Rates from 9.45% p.a.

Easy to understand features, variables and fees


Maximum loan amount4
Minimum loan amount
Maximum loan term
7 years
Minimum loan term
2 years
Repayments weekly, fortnightly, monthly
Balloon payments3
Fixed rate
Discounts apply for electric vehicles7

Loan variables

Older vehicles accepted6


Application fee
Account fee
$10 per month
Discharge fee^^

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Liberty business car loan FAQs

  • A business car loan provides you with a lump sum of money for you to purchase a vehicle for your business. You can apply for the loan either in your individual name or in your business name. As with any loan you might have, you’ll be required to pay the loan back over a fixed period. If you’re in the market for a business vehicle, contact a Liberty Adviser today to find out more.

  • At Liberty, we provide a streamlined service with fast approval times. And, where a customer has unique circumstances, we will take a free-thinking approach and assess the situation on an individual basis. Whether you're self-employed, have poor credit or a low deposit, contact a Liberty Adviser today to see how you can qualify for a car loan.

  • Sometimes known as a residual payment, a balloon payment is an amount due at the end of the car loan term to finalise the contract. It is commonly used to structure a facility where the borrower requires a lower monthly repayment over the loan term, to assist in managing their cash flow.

Ready to get moving?

Wherever you are in your journey, help is here however you need it.

Calculate your repayments

Our easy to use online calculator can help you work out what your loan repayments will be.

Contact a trusted adviser

Your local Liberty Adviser will be able to look at your financial situation and help you decide the best way forward.

Request a call back

Enter your contact details and a Liberty Adviser will be in touch to help you crunch the numbers.

Our innovation and flexible solutions have helped over 850,000 free thinkers.

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When others see the impossible, we look past that and see what we can achieve together.

We’ve helped more than 850,000 customers get financial.

Supporting free thinkers from diverse backgrounds for over 25 years.

Proudly B Corp certified to make a difference beyond borrowing.

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Experts in free-thinking finance

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Low doc car loan

Helping you drive away without all the paperwork.

  • Solutions for start-ups
  • Alternative proof of income
  • Borrow up to $100,0004
  • Balloon payment options



Find out more

Things you should know:

3The maximum vehicle age at the end of the loan term is 8 years for any loan with a balloon payment.

4If not registered for GST the maximum loan amount is $35k. The maximum loan amount for a start-up business is $50k.

6Interest rate loadings apply to older vehicles, resulting in higher interest rates. Call 13 11 33 or speak with your local Liberty Adviser for details.

7An interest rate discount of 0.25% p.a. applies for new and used plug-in electrical vehicles. Hybrids excluded.

^Other fees, charges and commissions may apply.

^^Early termination fees such as break costs may apply.