Low deposit home loans
Borrow up to 95% of the property value
Taking the plunge into the property market is never easy. Whether you’re a first home buyer or a seasoned investor, pulling together a full deposit on a new home can be a grueling experience that takes time. Unfortunately, the property market doesn’t stand still while you pull your pennies together.
Unlike most lenders, Liberty understands that many first time buyers often have gifted funds from family members to help get a leg up on the property ladder sooner. Our low-deposit home loans make it possible for you to borrow up to 95% of the property value, reducing your deposit requirements.
We also have options that roll costs such as Lenders Mortgage Insurance into the loan so that a large chunk of your upfront costs can be paid off over time.
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|Maximum LVR 95%available|
|Maximum loan amount*$1,000,000|
|Minimum loan amount$50,000|
|Principal & interestavailable|
|Repay weekly, fortnightly, monthlyavailable|
|Owner-occupier & investoravailable|
|Fixed rate optionsnot available|
|Borrowed funds for depositavailable|
|Ongoing fee (annual)$295|
|Professional investor fee****$995|
Did you know?
Our low deposit home loans are designed to help first time buyers and property investors.
Borrow up to 95% of the value of a property with our competitive mortgage interest rates, and take that exciting first step to owning your first home (or your fifth!).
What’s great about our low deposit home loans is that we accept non-genuine savings, gifted and even borrowed deposits. You also have the option to include any additional mortgage costs (like Lenders Mortgage Insurance) in your total loan amount, making buying a home more achievable.