Liberty Sharp
 

Our sharpest home loan rate

No account-keeping or settlement fees are just some of the benefits of the Liberty Sharp home loan. Offering our sharpest interest rate, this loan also allows the flexibility to choose a repayment schedule that suits you – either weekly, fortnightly or monthly, with free additional and lump sum payments also available.

A redraw facility is also an option for those who want to draw on equity for home improvements or to assist with a deposit on further property investments.

Suitable for first home buyers, owner-occupiers and investors, ask a Liberty Adviser about the Liberty Sharp home loan today.

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Home loan rates

Rates (per annum)#Standard Variable Rate (SVR)*Comparison Rate
LVR ≤ 60% 3.79% (3.86%)
LVR >60% and ≤ 70% 3.99% (4.06%)
LVR >70% and ≤ 80% 4.34% (4.41%)
LVR > 80% 5.09% (5.17%)

Investment loan rates

Rates (per annum)#Standard Variable Rate (SVR)*Comparison Rate
LVR ≤ 60% 4.14% (4.21%)
LVR >60% and ≤ 70% 4.34% (4.41%)
LVR >70% and ≤ 80% 4.69% (4.76%)
LVR > 80% 5.44% (5.52%)
 
FeaturesLiberty Sharp
Maximum LVR 95%available
Maximum loan amount**$500,000
Minimum loan amount$100,000
Principal & interestavailable
Interest onlynot available
Redrawavailable
Split loans not available
100% Offset facility not available
Additional repaymentsavailable
Repay weekly, fortnightly, monthlyavailable
Owner-occupier & investoravailable
Professional investoravailable
Fixed rate optionsnot available
Fees^Note 2features liberty sharp
Application fee $995
Valuation fee^^ $0
Settlement fee $0
Ongoing fee (annual) $0
Redraw fee $50
Discharge fee $395
Professional investor fee*** $995
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Loan Amount


Loan Term


Property Value


Borrower


Loan Purpose


Maximum loan amount: $500,000

Minimum loan amount: $100,000

Maximum LVR: 95%

Calculate

#Quoted rates apply to principal and interest loans. The actual interest rate applicable will depend on our assessment criteria. *Comparison rates are based on a secured $150,000 loan over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

**Subject to LVR restrictions. ***Application fee and interest rate loadings apply for company/trust or professional investor applicants with ≥3 properties. ^Other fees and charges may apply. Contact us on 13 11 33 for more information on fees and charges. ^^Valuation fee not applicable for loans under 90% LVR. Additional valuation expenses may be payable where the anticipated security property value is >1.5m, where the security property is in a regional location or for additional securities.

Approved applicants only. Lending criteria apply. Fees and charges are payable. Copyright © 2018 All rights reserved | Liberty Financial Pty Ltd | ABN 55 077 248 983 | Australian Credit Licence 286596 | Liberty Network Services Pty Ltd | ABN 65 151 158 628 | Australian Credit Licence 408042