Liberty SMSF Loan
 

Leverage the power of your super to invest in your future

Liberty SuperCredit is a great option if your Self-Managed Super Fund (SMSF) is not able to buy an investment property outright.

SuperCredit is a ready-made investment loan that helps you to tap into your SMSF to help you buy that investment property for your future financial security.

Our SuperCredit loan is not limited by the size of your SMSF and there are no minimum contribution requirements. There is however a requirement for you to maintain a minimum amount within your SMSF after the settlement of your investment.

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At a glance

 
Rate (per annum)Standard Variable Rate (SVR)*Comparison Rate
LVR ≤ 80% 5.99% 6.14%
 
FeaturesResidential
Maximum LVR80%
Maximum loan amount**$3,000,000
Minimum loan amount$100,000
Principal & interestavailable
Interest only**available
Redrawnot available
Split loansnot available
Additional repaymentsavailable
Repay weekly, fortnightly, monthlyavailable
Owner-occupiernot available
Fixed rate optionsnot available
Fees^Note 2features residential
Application fee $495
Set-up fee^^ From $495
Ongoing fee (monthly) $10
Valuation fee^^^ $0
Settlement fee^^^^ N/A
Rebatable commitment fee# N/A
Discharge fee $395
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Did you know?

Borrowing with your Self-Managed Super Fund (SMSF) is a great way to invest in residential or commercial property if you don’t have the funds in your SMSF to buy an investment property outright.

SuperCredit loans from Liberty are designed to work in harmony with your SMSF, enabling you to leverage the power of your super by tapping into our expertise in home finance and property investment.

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Loan Amount


Loan Term


Property value

Maximum loan amount: $1,000,000

Minimum loan amount: $30,000

Maximum loan to value ratio is 80%

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*Comparison rates are based on a secured $150,000 loan over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The rates and comparison rates displayed reference our residential SMSF loan only, other rates apply to our commercial SMSF loan.

For our SuperCredit Commercial rates, contact us on 13 11 33.

**Subject to LVR restrictions. ***Interest Only loans maybe higher than advertised interest rate but for further information on this product call us on 13 11 33. ^Fees and charges are payable. Contact us on 13 11 33 for more information on fees and charges. ^^Fee of $495 applies for review of existing SMSF. Fee is $695 if applicant requires Liberty to arrange establishment of a new SMSF. ^^^Valuation fee not applicable for loans under 90% LVR. Additional valuation expenses may be payable where the anticipated security property value is >$750k, where the security property is in a regional location or for additional securities. ^^^^A higher settlement fee of 1.75% may apply dependind on assessment criteria. #The fee expires at the lesser of the three years or the scheduled maturity date which is interest-free, capitalised at the commencement date, and is fully rebated if all repayments are made and the loan is repaid on its maturity date.

Approved applicants only. Lending criteria apply. Fees and charges are payable. Copyright © 2018 All rights reserved | Liberty Financial Pty Ltd | ABN 55 077 248 983 | Australian Credit Licence 286596 | Liberty Network Services Pty Ltd | ABN 65 151 158 628 | Australian Credit Licence 408042