Leverage the power of your super with an SMSF loan

Liberty SuperCredit is a great option if your Self-Managed Super Fund (SMSF) is not able to buy an investment property outright.

SuperCredit is a ready-made investment loan that helps you to tap into your SMSF to help you buy that investment property for your future financial security.

Our SuperCredit loan is not limited by the size of your SMSF and there are no minimum contribution requirements. There is however a requirement for you to maintain a minimum amount within your SMSF after the settlement of your investment.

At a glance

Rates from (per annum)# Standard Variable Rate (SVR) *Comparison Rate
LVR ≤ 80% (Established Property)** 5.60% 6.02%
Features Residential Commercial
Maximum LVR 80% 75%
Maximum loan amount** $4,000,000 $4,000,000
Minimum loan amount $100,000 $100,000
Principal & interest
Interest only**
Redraw
Split Loans
Additional repayments
Repay weekly, fortnightly, monthly
Owner-occupier
Fixed rate options
Fees^
Application fee From $495 From $795
SMSF Review fee^^ $695 $695
Valuation fee Up to $330 Varies
Establishment fee^^^ N/A From 1.00%
Documentation fee Free $695
Settlement fee Free $595
Ongoing fee (monthly) $30 $30
Discharge fee^^^^ From $395 From $395
Deferred Facility fee^^^^^ N/A From 1.00%

Did you know?

Borrowing with your Self-Managed Super Fund (SMSF) is a great way to invest in residential or commercial property if you don’t have the funds in your SMSF to buy an investment property outright.

SuperCredit loans from Liberty are designed to work in harmony with your SMSF, enabling you to leverage the power of your super by tapping into our expertise in home finance and property investment.

*Comparison rates are based on a secured $150,000 loan over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The rates and comparison rates displayed reference our residential SMSF loan only, other rates apply to our commercial SMSF loan.

For our SuperCredit Commercial rates, contact us on 13 11 33.

**For off the plan fees and charges please call 13 11 33. ***Subject to LVR restrictions. ****Interest only loans maybe higher than advertised interest rate but for further information on this product call us on 13 11 33. ^Above fees and charges payable are based on AAA applications. ^^SMSF review fee of $695 applies for review of existing SMSF. ^^^The Establishment fee is calculated as a percentage of the loan amount and has a minimum fee of $2,500. Contact 13 11 33 for more information on fees and charges. ^^^^Discharge fee of $395 plus legal fees and government charges are due upon loan finalisation. ^^^^^Deferred Facility fee is calculated as a percentage of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement.