Hit the water sooner with a loan for a boat or jet ski

Dreaming of cruising across the water or the thrill of a jet ski ride?

While owning a boat or jet ski may be the ultimate lifestyle upgrade for many, the upfront costs could feel more like a splash of cold water. That’s where boat finance could help.

Let’s look at how a tailored loan for a boat or a jet ski could help bring your dream to life sooner.

What is a boat or jet ski loan?

Our unsecured personal loan gives you the freedom to purchase a new or used boat or jet ski you've had your eye on.

From the vessel itself to accessories, storage, and maintenance, a loan for a boat or jet ski can help you cover all the essential costs.

Why use a personal loan for a boat or jet ski?

While buying a boat outright often involves a large upfront payment, a personal loan offers flexibility and convenience. Instead of dipping into your savings, you could secure the funds to purchase a boat or jet ski using a personal loan.

Lenders like Liberty understand that big purchases like this sometimes require some support. With fixed repayments and options of three-, five- and seven-year loan terms, a personal loan could allow you to spread the cost over time and plan ahead with confidence. Plus, there are no exit fees if you decide to pay off your loan early.

Our quick online process makes it easy to get a personalised quote in minutes and apply with ease, sometimes even receiving funds the same day.

What can I use a boat loan for?

Beyond purchasing a new or used boat or jet ski, a loan for a boat could help you cover the costs of everything you need to enjoy smooth sailing. That could mean boating tech such as GPS systems, fishing accessories to enhance your experience, storage solutions to keep your watercraft safe, or boat maintenance fees. The flexibility of financing a boat means you can enjoy the water without worrying about unexpected costs.

How do I apply for a boat loan?

Applying for an unsecured personal loan is simple. As part of the process, you’ll need to provide standard documentation such as proof of identity and income to help us confirm your eligibility.

At Liberty, we know life don’t always go according to plan and we believe a less-than-perfect credit history shouldn’t hold you back. That’s why we look at more than just your credit score.

Every borrower has a unique story, and we take the time to understand your individual circumstances. Our goal is to find a flexible solution that works for you, so you can get out on the water sooner.

Confidently hit the waves with boat finance

Whether you’re a fishing enthusiast, water sport lover, or looking to supercharge your holiday plans, our flexible lending solutions could help you make your dream boat or jet ski purchase.

Ready to make a splash? Explore our flexible finance options and try our online personalised rate estimate tool to find out what loan rate applies to you – it only takes a few minutes.

Approved applicants only. Lending criteria apply. Liberty Financial Pty Ltd ACN 077 248 983 and Secure Funding Pty Ltd ABN 25 081 982 872 Australian Credit Licence 388133, together trading as Liberty Financial.