Flexible commercial property loans

Liberty Enterprise is quite simply our most popular commercial loan for people in small business, and those looking to invest in commercial property.

Along with our market leading loan-to-value ratios, we’ve thrown in great low-doc options designed to help both self-employed people and small businesses to borrow more freely.

At a glance

Rate (per annum)
Rate From 4.70%

Maximum LVR 80%
Maximum loan amount* $4,000,000
Minimum loan amount $100,000
Principal & interest
Interest only
Maximum loan term Up to 30 years
Repay weekly, fortnightly, monthly
Owner occupier & investor

Application fee^^ From $795
Establishment Fee^^^ From 1.00%
Service fee (per month) $30
Valuation fee Varies
Settlement fee $595
Documentation fee $695
Redraw fee^^^^ $85
Deferred facility fee^^^^^ 1.00%
Discharge fee $395

Did you know?

Our low interest rate commercial loan to buy commercial property is simply a smart choice for owner-occupiers and property investors. If you’re a small business looking to invest, we can help.

At Liberty we think differently about commercial lending and we want to help local businesses and self-employed Australians grow their assets. We look at your finances from a different angle - to help hard working people do more business.

*Subject to LVR restrictions. ^Other Fees and charges are payable. ^^Application fee of $1,045 may apply depending on assessment criteria. ^^^The establishment fee is calculated as a percentage of the loan amount and has a minimum fee of $2,500 or $5,000 depending on assessment criteria. ^^^^Minimum redraw amount $5,000. ^^^^^Deferred Facility fee is calculated as a percentage of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement.