Commercial Loans
Excellent

Low rate commercial loan

Our competitive commercial lending solution can be tailored to your individual borrowing needs.

Liberty Commercial loans

Funds to support your commercial investment plans

With our lowest rate commercial loan, you can achieve your commercial property goals, faster.

  • Ideal for business premises

  • 30-year loan terms

  • No annual reviews

  • Rates from 7.95% p.a.#

Easy to understand features, variables and fees

Features

Maximum LVR 80%
Maximum loan amount
$4,000,0001
Minimum loan amount
$100,000
Principal and interest
Interest only up to 5 years+++
Redraw
Maximum loan term
Up to 30 years
Repay weekly, fortnightly, monthly
Owner occupier & investor

Fees^

Application fee^^
From $795
Establishment Fee^^^
From 1.00%
Service fee (per month)
$30
Valuation fee
Varies
Settlement fee
$595
Documentation fee
$695
Redraw fee^^^^
$85
Deferred facility fee^^^^^
1.00%
Discharge fee^^^^^^
$395

Ready to get moving?

Wherever you are in your journey, help is here however you need it.

Calculate your repayments

Our easy to use online calculator can help you work out what your loan repayments will be.

Contact a trusted adviser

Your local Liberty Adviser will be able to look at your financial situation and help you decide the best way forward.

Request a call back

Enter your contact details and a Liberty Adviser will be in touch to help you crunch the numbers.

Our innovation and flexible solutions have helped over 850,000 free thinkers.

Free thinkers like us see the possible!

When others see the impossible, we look past that and see what we can achieve together.

We’ve helped more than 850,000 customers get financial.

Supporting free thinkers from diverse backgrounds for over 25 years.

Proudly B Corp certified to make a difference beyond borrowing.

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Frequently asked questions

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Commercial SMSF loan

Put your super to work in a commercial property investment.

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  • Borrow up to 80% of property value#

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Short term commercial loan

A speedy commercial loan for a business boost.

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Things you should know:

1Subject to LVR restrictions.

#Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio. Please call 13 11 33 or speak to your local Liberty Adviser for more details.

++80% LVR available for residential securities only and up to 70% for commercial securities.

+++Loans with an Interest Only period are subject to a 0.15% interest rate loading.

*Loan amounts may vary based on information provided.

^Other fees and charges are payable.

^^Application fee of $1,045 may apply depending on assessment criteria.

^^^The establishment fee is calculated as a percentage of the loan amount and has a minimum fee of $2,500 or $5,000 depending on assessment criteria.

^^^^Minimum redraw amount $5,000.

^^^^^Deferred facility fee is calculated as a percentage of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. Customers may elect to pay an upfront facility fee in lieu of a deferred facility fee prior to settlement .

^^^^^^Discharge fee of $395 plus legal fees and government charges are due upon loan finalisation.