Liberty Enterprise is quite simply our most popular commercial loan for people in small business, and those looking to invest in commercial property.
Along with our market leading loan-to-value ratios, we’ve thrown in great low-doc options designed to help both self-employed people and small businesses to borrow more freely.
Rate (per annum) | |
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Rate | From 3.95% |
Features | |
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Maximum LVR 80% |
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Maximum loan amount* | $4,000,000 |
Minimum loan amount | $100,000 |
Principal & interest |
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Interest only |
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Redraw |
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Maximum loan term | Up to 30 years |
Repay weekly, fortnightly, monthly |
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Owner occupier & investor |
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Fees^ | |
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Application fee^^ | From $795 |
Establishment Fee^^^ | From 1.00% |
Service fee (per month) | $30 |
Valuation fee | Varies |
Settlement fee^^^ | $595 |
Documentation fee | $695 |
Redraw fee^^^^ | $85 |
Deferred facility fee^^^^^ | From 1.00% |
Discharge fee | $395 |
Our low interest rate commercial loan to buy commercial property is simply a smart choice for owner-occupiers and property investors. If you’re a small business looking to invest, we can help.
At Liberty we think differently about commercial lending and we want to help local businesses and self-employed Australians grow their assets. We look at your finances from a different angle - to help hard working people do more business.
*Subject to LVR restrictions. ^Other Fees and charges are payable. ^^Application fee of $1,045 may apply depending on assessment criteria. ^^^The establishment fee is calculated as a percentage of the loan amount and has a minimum fee of $2,500 or $5,000 depending on assessment criteria. ^^^^Minimum redraw amount $5,000. ^^^^^Deferred Facility fee is calculated as a percentage of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement.