Get help to manage multiple debts with Liberty
Liberty’s debt consolidation loans can help you get back on track. We can help you explore consolidating your home loan, personal loans, and credit card debt into one simple repayment.
|Maximum LVR 85%||
|Maximum loan amount*||$3,000,000|
|Minimum loan amount||$50,000|
|Principal & interest||
|Free online redraw||
|Third party account transfers||
|Repay weekly, fortnightly, monthly||
|Owner-occupier & investor||
|Fixed rate options||
|Unlimited debt consolidation||
|Full-doc or Low-doc||
|Payout ATO debt||
|Ongoing fee (annual)||$295|
|Manual redraw fee||$50|
|Professional investor fee****||$995|
Whether you’re looking to consolidate credit card debt, home loans or personal loans, debt consolidation is a manageable way to simplify your repayments. By rolling multiple debts into one, you’ll be working with one interest rate and one repayment schedule. Debt consolidation can put more money back in your pocket and help you gain more control of your financial situation.
Getting a personal loan for debt consolidation can be an effective way of managing multiple debts. It could reduce the interest and fees you pay and make your financial outgoings easier to manage. At Liberty, we can help you find the best solution to consolidate your debt – including through a personal loan.
If you’re self-employed and managing multiple debts, there are debt consolidation options available. At Liberty, we take a free-thinking approach to debt consolidation to help the trailblazers of the world to improve their financial situation. Let us help you explore your options so you can get back to business.
Debt consolidation and refinancing both involve transferring existing debt into a new debt so the borrower can take advantage of the new loan’s features. These can include a reduced interest rate, lower repayments, or a more flexible loan term. Refinancing typically involves only one loan, such as a home loan, while debt consolidation refers to merging multiple loans.
#Quoted rates apply to principal and interest loans. Depending on your circumstances, loan features may vary. Other loan variables may also be used to determine the most appropriate rate for your circumstances. *Subject to LVR restrictions. **Interest Only loans are subject to LVR restrictions and interest rates are higher than advertised interest rate but for further information on this product contact us on 13 11 33. ***$495 fee applies for loans with more than 4 splits. ****Application fee and interest rate loadings apply for company/trust or professional investor applicants with ≥3 properties. ^Other fees and charges may apply. Contact us on 13 11 33 for more information on fees and charges. ^^A fee of $995 applies to our Sharp product. ^^^Valuation fee not applicable for loans under 85% LVR. Additional valuation expenses may be payable where the anticipated security property value is >$1.5m, where the security property is in a regional location or for additional securities.